Life insurance

98% of our death claims paid in 2016

Up to £100 in vouchers when you buy Life Insurance - use 'ZOFFERS' when you apply. Terms & conditions apply

Why Zurich Life insurance?

It's important to financially protect yourself and those closest to you. And with the right cover in place, you and your loved ones won't have to worry about money when it's the last thing on your minds.

In 2016, we paid out on 98% of our death claims

Terminal illness benefit pays if you have less than a year to live

Fixed rather than reviewable payments on selected plans

Automatic critical illness cover for children on selected plans

Adaptable Life Plan

Provides a cash sum for you and your family when you die or are diagnosed with a terminal illness at any time. The protection you get will depend on the type of cover you choose when you start the plan.

The plan can cover joint lives with the option to pay out after one or both of you die. You can also increase your cover if your needs change as well as using the plan for inheritance tax or funeral planning.

Key features document

Decreasing Mortgage Cover

A plan combining life and critical illness cover to help protect a repayment mortgage or loan with decreasing debt over time.

The protection you get will depend on the type of cover you choose when you start your plan.

The plan can cover joint lives and provides your children with free Critical illness cover if you choose to add it for yourself. If you add Payment Protection Benefit it will provide you with an income if you can’t do you own occupation due to injury or illness up to age 65.

Key features document

Income Protection Plan

Provides a regular income to partially replace your earnings if you can't work because of illness or injury, whether you're employed or self-employed. You decide the amount of protection, when it starts and when it ends.

It may also be right for you if you have a business where the loss of a key person, due to illness or injury, will affect your ability to generate income and profit.

Key features document

Level Protection Plan

Our Level Protection Plan is a life insurance and critical illness plan designed to protect you, your family, an interest-only mortgage or loan, or a business. The protection you get will depend on the type of cover you choose when you start your plan.

Key features document

Calculate how much cover you need

We’ll help you value your world so you can decide what level of cover you need.

What about Critical illness cover?

Doctors discussing a patient chart

What is it?

This cover is only available with Level Protection Plan and Decreasing Mortgage Cover and pays out a cash sum if you get one of the illnesses covered. There are 85 illnesses insured on the plan including cancer, heart attack and stroke.

Remember that not all illnesses are covered, find out more from our Critical illness plans document.


Happy family playing football in garden

What other options are there?

On selected plans you can also add Total Permanent Disability cover, Payment Protection Benefit and Waiver of Contribution Benefit at extra cost. Please see the Key Features Document for more information.

Remember, with all plans you’ll have access to free, professional counselling support for you and your immediate family.