Why choose Zurich Municipal?
At Zurich Municipal, we help protect the things that matter to you. Since 1993, we’ve been insuring local authorities, schools and academies, housing associations, charities, voluntary organisations, clubs and community groups, and more.
Our experts will work with you to find the solution you’re looking for. But we’re more than just an insurer. We also offer risk management guidance and support to help prevent problems before they occur, as well as a range of support services for your people, from counselling to legal and financial services.

Insurance and risk management solutions for the public and voluntary sector
We offer insurance products and solutions for a wide range of public sector organisations, social organisations, charities and not-for-profits. This includes:
- Local authority insurance
- Social housing insurance
- Town, community and parish council insurance
- Education insurance
- Insurance for your charity, club or not-for-profit
- Insurance for government departments and other specialist public sector bodies
You can also find out more about what is on offer in our brochure:
What else can you expect as a Zurich Municipal customer?
A dedicated Account Manager
If you choose Zurich Municipal for public or voluntary sector insurance, you’ll have access to a dedicated Account Manager, who will develop an in-depth understanding of your organisation and your needs.
They will act as a central point of contact to help with anything from making sure you have suitable cover in place, to providing risk mitigation guidance and checking the status of your claims.
A commitment to making claims effortless
We’re committed to making the process of making a claim collaborative, personal, clear and effortless. You can find out more about our claims commitment and what it means in practice in our Zurich Municipal brochure.
In the event of a major incident like a flood or fire, our specialist Major Incident and Response Team will be ready to respond decisively within 24 hours, helping to streamline your organisation’s recovery.
Risk specialists you can rely on
We provide more than just cover. We can also help you to minimise the risks your organisation faces. Our team includes strategic risk experts, casualty risk specialists, property risk experts, cyber risk specialists, motor risk specialists, safeguarding consultants and more.
We help you identify and manage risks to keep your organisation safe and running smoothly.
About Zurich Municipal
Watch this three minute video to get an overview of the work that we do.
Visit the About us page to meet members of the Zurich Municipal team, learn about the Innovation in Diversity & Inclusion awards and more.
Existing Zurich Municipal customer?
If you already have a policy with us and want to make a claim, view policy documents, or check or update something about your policy, use the links below.
More about public and voluntary sector insurance
What is public sector insurance?
Public sector insurance can describe a wide range of insurance covers designed specifically for public entities, such as local authorities, education providers and housing associations. These covers can include public liability, employers’ liability, legal expenses, and personal accident cover, among others. Zurich Municipal’s insurance for public and voluntary sector organisations goes beyond cover, however. We also offer additional help to prevent problems before they occur, including risk management guidance and support services for your people.
What are the risks faced by the public sector?
As a public or voluntary sector organisation, you could face a range of risks that could affect your ability to operate or damage your reputation. These risks could range from property damage, to compensation claims from employees, volunteers or members of the public.
At Zurich Municipal, we help protect what’s important to you. Our tailored insurance solutions are built on more than 30 years of working closely with public and voluntary sector organisations.

Public and voluntary sector news and insights
Read the latest insurance industry news, analysis and insights for the public and voluntary sector.