The Property Claims team deals with damage to your property as a result of a fortuitous incident/event, subject to conditions and exclusions. Depending on your policy, this will range from buildings, contents, money and potential consequential losses as a result of the initial incident/event, i.e. business interruption, works in progress etc.
These events are listed in your policy cover and may include Fire, Lightning, Explosion, Aircraft, Riot and Malicious Persons, Earthquake, Subterranean Fire, Storm or Flood, Escape of Water, Impact, Audio or Visual Communication, Falling Trees or Branches, Leakage of Oil, Theft.
If you are handling your property claims below your excess and have an aggregate cap, these need to be recorded separately. You may wish to use our Property Stop Loss Monitoring Form to ensure they all count towards your annual aggregate cap.