Sustain their resilience
Why choose Zurich Municipal to insure your local authority?
At Zurich, we help protect the things that matter to you.
We work with organisations of all sizes across the UK to find the solution they’re looking for, providing our customers with access to risk management services such as a flood warning system, safeguarding support and resources, at no additional charge.
From preventing problems before they occur with the support of risk management systems and in-house experts, to protecting physical and mental health of your team with our nurses, counsellors and therapists, you can protect their future in more ways than one.
Learn about how we are putting the customer at the heart of our well-established product approval process.
Expert claims service
With our specialist knowledge, you will be able to control costs and minimise the impact on your community in claims situations.
Insurance coverage tailored for local authorities
We understand the pressure you are under to make your money go further. We can work with you to develop cost effective insurance for your current and future needs.
Personal service from experts
We develop long-term, face-to-face relationships, in order to fully understand your authority and provide tailored cover.
Risk insight, management and control
Our local government sector expertise means we can help you to understand, manage and control existing and emerging risks.
Zurich Municipal’s partners in the local government sector
Our close working relationships with organisations including Alarm, Solace and CIPFA mean we are ideally placed to provide risk management and insurance solutions for local authorities:
Supporting the rollout of defibrillators in schools
We are proud to support the rollout of defibrillators in academies and schools following the announcement from the government that the Department for Education is supplying Automated External Defibrillators (AEDs or 'defibrillators') to state-funded education providers in England that don’t already have such equipment in place.
Safeguarding expertise in the palm of your hand
If your school or local authority has insurance with Zurich Municipal, you can access the Safer Schools ecosystem at no additional cost.
The Safer Schools ecosystem provides credible, relevant and regularly updated safeguarding training and resources from the convenience of a tablet or smartphone. The ecosystem includes a news feed and calendar bespoke to each school, and resources designed to cater for the whole school community, including parents, carers, pupils and teachers.
Get in touch about local authority insurance
Our product approval process
Download the guide to find out more about our product approval process.
Our insurance product provides a blend of modular package policies and standalone policies for District, Borough, City, County, Unitary, Metropolitan, London Borough Councils, Fire Authorities and organisations which are in the public sector. Customers can select the covers and limits to meet their specific requirements.
The target market is local authorities, public sector owned organisations and local councils within England, Scotland, Wales, Channel Islands and Isle of Man.
The distribution method is direct to customer.
The outcome of the Fair Value Assessment (FVA) conducted on 6th September 2024 in accordance with Zurich’s published FVA methodology confirms that the product provides fair value.