Reinforced Autoclaved Aerated Concrete (RAAC) statement

Buildings insurance policies are generally designed to cover damage from named perils/risks such as storms, floods, subsidence, fire, or damage from theft. They are not intended to cover defects that might arise from the choice of building materials and therefore the remediation costs arising directly from the presence of RAAC will not be covered under your property insurances with us.

If you incur any additional costs as a consequence of being unable to use a building while the presence of RAAC is investigated and/or remediated and have been instructed by a competent authority not to use the building, depending on the cover purchased, some costs may be covered. If you need to, please contact our claims team using the details below to discuss this further.