Education insurance
At Zurich, we help protect what matters to your school, academy, independent school, university or college.
We are a trusted provider of insurance for educators across the UK. You can come to us for tailored education insurance policies designed to suit your specific needs as an organisation. As well as helping to protect your students, staff and assets, we also provide additional support such as a large loss claims team, legal helpline, risk management guidance and a range of value-added services.
So whether you need school insurance for your local-authority-maintained school, academy insurance or multi-academy trust insurance, or you’re after further or higher education insurance, you can rely on us.

School and academy insurance
Whether you are looking to insure your academy, community or independent school or you need school trip insurance, we can provide tailored support to meet your requirements.

College and university insurance
We provide insurance for educational institutions including colleges and universities. Our policies are designed to help you manage your rapidly evolving challenges and provide essential risk support.
Why choose Zurich Municipal education insurance?
We know that finding the right educational insurance policy isn’t just about getting the right cover at the right price. It is also about selecting a product that gives you the holistic support you need to manage and deal with risk effectively.
That’s why, as well as offering tailored school insurance cover, our education policies come with a range of additional features. For example, we can help you to identify the dangers your institution faces and provide guidance to help you reduce or even eliminate these risks.
If you do need to make a claim you’ll benefit from our highly professional and responsive claims service, making the process as quick and smooth as possible. And in the event of a major incident such as a fire or flood, our large loss claims team specialists are here to get your school, college or university up and running quickly and efficiently.

School trip insurance
We know that education goes beyond the classroom. If you’re looking for insurance for your school trips, we can help. Our school trip insurance includes cover for medical expenses and personal accident as well as personal property and money.
Education insurance - frequently asked questions
What is education insurance?
Zurich Municipal education insurance is designed to protect your organisation against the unique risks you face as an education provider. You can include a number of different types of cover, depending on your requirements. Options include everything from public liability insurance, employers’ liability cover and governors' liability insurance to material damage protection, business interruption cover and more.
Do I need education insurance?
It is highly recommended that you have suitable education insurance coverage in place. Certain types of cover are required by law (for example employers’ liability insurance). While other forms of insurance cover may not be mandatory, it is important to think carefully about the risks your organisation faces, and to make sure you have appropriate insurance in place to mitigate these risks.
What insurance do schools have?
There are various types of insurance available to schools, and different organisations will choose combinations of cover that match their specific risk profiles. School insurance policies typically include protection such as public liability insurance, material damage cover, employers’ liability insurance, governors’ liability protection, professional negligence insurance, personal accident cover, legal expenses protection and school trip insurance, among others.
How much does education insurance cost?
The cost of your education insurance policy will depend on a number of factors, including the types of cover you need and the level of protection you require. For an insurance quote for your school, academy, multi-academy trust, college or university, simply contact our team today.
Get in touch about school and academy insurance
School insurance customers also have access to these services:

Access the Safer Schools ecosystem
Safer Schools provides relevant and up-to-date training and resources, all delivered to your tablets and smartphones for total convenience.

Flood warnings from Previsico
Previsico offer customers a live surface water flood alert service so you’re warned about risk of imminent flooding.

News and insight on education
A collection of Zurich Municipal’s risk insight, thought leadership, articles and commentary on education insurance.