teacher showing electrical experiment

Local authority maintained schools insurance

Insurance for local authority maintained schools

When you need insurance for schools, look no further than Zurich Municipal. You can rely on us for tailored school insurance coverage, major loss support and risk management guidance. We also provide a number of value-added services, including a digital safeguarding system designed to reduce risk in your school.

Our school insurance policies are the comprehensive package, offering you the protection and support you need, as well as additional resources and tools that help you to ensure your school is a safe environment for all stakeholders.

We know that you have many competing financial priorities. To help your school with future budget planning, we can provide long-term arrangements that give you added certainty and security.

With us as your school insurance policy provider, you can concentrate on what really matters to you – delivering the highest standard of education to your students. 

How our insurance for local authority maintained schools compares to the Risk Protection Arrangement (RPA) 

You may be unsure how our insurance compares to the government’s Risk Protection Arrangement (RPA). Our brochure explains the key differences in terms of cover and value-added services.

What kinds of schools does Zurich Municipal insure? 

Zurich Municipal school insurance: key benefits

Choosing local authority maintained school insurance coverage isn’t just about finding a suitable policy at an affordable price. Zurich Municipal school insurance covers you for a variety of financial risks while also providing valuable ongoing support, including advice on risk management. And if you need to make a claim, our team of claims experts and major loss specialists will be here to ensure the process runs smoothly.

Expert claims service

Our specialists will see your school insurance claim through from beginning to end, ensuring a hassle-free process and minimal disruption to your school.

Major loss specialists

In the event of a major incident such as a fire or flood, our dedicated claims experts will help you to get your school back up and running.

Personal service from experts

We know that no two schools are the same. So that our clients get the personalised service they need and deserve, we establish one-to-one partnerships.

Risk expertise

We help you to identify the risks facing your school, and then offer advice and information to enable you to reduce or eliminate these dangers.

School insurance - frequently asked questions

What is school insurance?

School insurance policies are designed to protect schools against the financial impact of a wide range of risks, from slips and trips to accidents involving school vehicles.

What does school insurance cover?

These policies can include many different types of insurance cover, such as school public liability insurance, employers’ liability cover, cyber insurance, buildings and contents protection, business interruption cover, governors' liability insurance, travel protection, school vehicles cover and more.

What insurance does a school need?

The insurance needs of schools can differ. The best way to make sure you get the right policy for your organisation is to work closely with your cover provider to identify the risks you face and how various cover options can help you to mitigate these risks.

How much is school insurance?

Cost depends on a variety of factors. You can contact our team today to get a quote for your school.

What should I do if my school suffers an unexpected closure?

In the event of an unexpected closure, or even during extended periods of planned closure, such as summer holidays, regular checks should be conducted to maintain the safety and security of an unoccupied school.

See our helpful school closure checklist.

Do I need public liability for schools?

Public liability insurance for schools is not a legal requirement, but it is likely to be one of the most important types of insurance you’ll need. Our public liability insurance for schools provides cover for the cost of compensation claims made by members of the public for illness, injury or property damage while on school grounds or during related activities.

Get in touch about school and academy insurance

Call:

We may record or monitor calls to improve our service.

Or email:

To request a quote, you can also complete an online form.

Request a quote

Services available to school insurance customers

Access the Safer Schools ecosystem

The Safer Schools ecosystem provides safeguarding resources from the convenience of a tablet or smartphone, to help protect the safety of your pupils online.

Flood warnings from Previsico

Through Previsico, we offer customers a live surface water flood alert service. This solution provides warnings for insured properties at risk of imminent flooding via email notification, allowing you to take targeted action.

young woman reading news on her mobile

News and insight on school insurance

Articles, risk insights and commentary on school insurance.