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Local-authority-maintained schools insurance

Schools insurance: protecting education and education providers

When you need insurance for schools, look no further than Zurich Municipal. We are a trusted cover provider to local-authority-maintained and independent schools across the UK.

You can rely on us for tailored school insurance coverage, major loss support and risk management guidance. We also provide a number of value-added services, including a digital safeguarding system designed to reduce risk in your school.

Our school insurance policies are the comprehensive package, offering you the protection and support you need, as well as additional resources and tools that help you to ensure your school is a safe environment for all stakeholders.

We know that you have many competing financial priorities. To help your school with future budget planning, we can provide long-term arrangements that give you added certainty and security.

With us as your school insurance policy provider, you can concentrate on what really matters to you - delivering the highest standard of education to your students.

How we compare to the Risk Protection Arrangement (RPA)

Finding the right insurer can seem daunting when you are not an insurance expert. We have tried to make the task a lot easier. Whether you want to make sure you have the right cover through your Local Authority or looking for a bespoke product this table should help.

Looking for academy insurance?

If you are looking specifically for academy insurance, we can help. Don’t hesitate to contact our team today.

Zurich Municipal school insurance: key benefits

Choosing local-authority-maintained school insurance coverage isn’t just about finding a suitable policy at an affordable price. Zurich Municipal school insurance covers you for a variety of financial risks while also providing valuable ongoing support, including advice on risk management. And if you need to make a claim, our team of claims experts and major loss specialists will be here to ensure the process runs smoothly.

Expert claims service

Our specialists will see your school insurance claim through from beginning to end, ensuring a hassle-free process and minimal disruption to your school.

Major loss specialists

In the event of a major incident such as a fire or flood, our dedicated claims experts will help you to get your school back up and running.

Personal service from experts

We know that no two schools are the same. So that our clients get the personalised service they need and deserve, we establish one-to-one partnerships.

Risk expertise

We help you to identify the risks facing your school, and then offer advice and information to enable you to reduce or eliminate these dangers.

School insurance - frequently asked questions

What is school insurance?

Schools face very specific risks to their finances. School insurance policies are designed to protect these institutions from such financial threats, helping to ensure they are able to continue to provide an education to their students even if problems arise.

What does school insurance cover?

These policies can include many different types of insurance cover, such as school public liability insurance, employers’ liability cover, cyber insurance, buildings and contents protection, business interruption cover, governors' liability insurance, travel protection, school vehicles cover and more.

What insurance does a school need?

The insurance needs of schools can differ. The best way to make sure you get the right policy for your organisation is to work closely with your cover provider to identify the risks you face and how various cover options can help you to mitigate these risks.

How much is school insurance?

Cost depends on a variety of factors. You can contact our team today to get a quote for your school.

Get in touch about school and academy insurance

School insurance customers also have access to these services:

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Access the Safer Schools ecosystem

The Safer Schools ecosystem provides safeguarding resources from the convenience of a tablet or smartphone, to help protect the safety of your pupils online.

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Flood warnings from Previsico

Through Previsico, we offer customers a live surface water flood alert service. This solution provides warnings for insured properties at risk of imminent flooding via email notification, allowing you to take targeted action.

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News and insight on school insurance

Articles, risk insights and commentary on school insurance.