Independent school insurance
Why choose Zurich’s independent school insurance?
We know how important it is that nothing comes in the way of education – from accidents and injuries to legal claims.
That’s why we offer tailored independent school insurance with additional cover options to protect your educational institution against the financial risks you might face.
And if you do need to make a claim, you’ll benefit from our professional and responsive claims service, making the process as quick and smooth as possible. And in the event of a major incident such as a fire or flood, our large loss claims team specialists are here to get your school up and running quickly and efficiently.
What does Zurich Municipal independent schools insurance cover?
Our independent school insurance provides financial protection against the risks facing your independent school. So, your people have the peace of mind to focus on what’s most important – education.
Our buildings and contents insurance covers your premises and valuable educational equipment and technology against damage or theft if the worst happens. Our team has a deep understanding of listed and historic buildings. There is support for specialist sports facilities and high value equipment. We have knowledge of niche school activities and associated risks.
You can also tailor your policy to include employers’ liability and public liability insurance, as well as personal accident cover. This protects the school in the event of claims made by staff, students, parents or visitors on-site or while participating in school activities.
Our comprehensive insurance also offers additional cover options of school trip insurance and business interruption.
Ready to protect your school?
To discuss your requirements, please get in touch by email:
Alternatively, get your competitive school insurance quote by providing your details on the form below. Our specialists will be in touch within 2-3 days.
Frequently asked questions about independent school insurance
Even with the best intentions, accidents can happen anywhere on the school site. Comprehensive insurance protects your independent school against the costs associated with repairs, replacements or legal action.
Some of the potential hazards facing independent schools include:
- Injury – to third parties, including staff, pupils and volunteers, on-site and away from the school gates. From playground falls to classroom mishaps, schools could be held liable if someone is injured. And the risk landscape can increase where students board at the school
- Damage or loss – to school buildings and contents, caused by events like fire, malicious damage, floods or storms. This can include cover for state-of-the-art education equipment and sports facilities
- Legal costs – if your school is ever challenged in court by a member of staff, a parent, suppliers or visitors
Public liability insurance and professional liability cover provide financial protection against the different risks facing independent schools.
Public liability cover protects your school against third-party claims of injury or property damage. For example, if a student falls on-site or a visitor’s car is damaged.
Professional liability insurance, also known as professional indemnity insurance, protects schools against financial loss claims made against them for services they provide to other organisations for a fee. It also provides cover for failure to educate claims.
Our independent school insurance can be tailored to the needs of your educational institution, and costs depend on a variety of factors. Contact our team today to discuss your school insurance needs.
Our building and contents insurance protects your independent school against the costs associated with repairing damage caused by floods or fire, or replacing irreparable items. In the event of a major incident, our dedicated claims experts will help your school to get back up and running.
Services available to school insurance customers
Access the Safer Schools ecosystem
Safer Schools provides relevant and up-to-date training and resources, all delivered to your tablets and smartphones for total convenience.
Flood warnings from Previsico
Previsico offer customers a live surface water flood alert service so you’re warned about any risk of imminent flooding.
Looking for another type of education insurance?
Primary school insurance
We’re the trusted insurance provider for thousands of primary schools and academies across the UK. Find out how we can help protect what matters to you.
Secondary school insurance
Help protect what matters to your secondary school with our tailored support, major loss expertise and range of value-added services.
School and academy insurance
Whether you are looking to insure your academy or community school or you need school trip insurance, we can provide tailored support to meet your requirements.
College and university insurance
We provide insurance for educational institutions including colleges and universities. Our policies are designed to help you manage your rapidly evolving challenges and provide essential risk support.