Secondary school insurance

We help protect what matters to schools and school communities

What does Zurich Municipal secondary school insurance cover?

Our secondary school insurance includes a wide range of covers to help protect what’s important to your school, for example:

  • Material damage – for school buildings and property, from sports equipment to science labs
  • Business interruption – which helps protect revenue streams, for example if you can’t hire out your sports facilities to the public after a fire, flood or other major loss event
  • Public liability – for third-party accidental injury or property damage claims, e.g. if a parent or visitor trips and injures themselves on school grounds
  • Employers’ liability – for costs you may be legally liable for your employees

We also offer several optional covers, such as motor (which includes cover for school minibuses), business interruption loss of data, and engineering insurance.

Why choose Zurich Municipal for secondary school insurance? 

You’ll benefit from our specialist knowledge and expertise in education insurance. We have over 30 years’ experience protecting schools and other public sector organisations. We insure thousands of local authority maintained primary and secondary schools, as well as academies and multi-academy trusts nationwide.

If you need to make a claim, you’ll benefit from our professional and responsive claims service. In the event of a major incident such as a fire or flood, our large loss claims team specialists are here to get your school up and running, quickly and efficiently.

Looking for another type of school insurance? 

If you’re looking for insurance for an academy or local authority maintained school that isn’t a secondary school, we can help.

Secondary school insurance – frequently asked questions 

What insurance do secondary schools need?

Every secondary school is unique, but some of the most important types of cover typically include material damage which includes buildings and contents, public liability and employers’ liability. There are several other types of cover that you might also need to consider, including business interruption (for lost revenue or increased costs of working following a material damage claim), personal accident cover, building works in progress cover, motor cover, legal expenses cover and more.

Will our school trips be covered?

With our secondary school insurance package, you'll have peace of mind for your school journeys (including winter sports). Our insurance includes personal accident cover, overseas medical expenses, personal property cover, cancellation expenses, legal expenses and more. If you're not a Zurich Municipal secondary schools package insurance customer, we also offer a standalone school trip insurance policy.

Get in touch about secondary school insurance

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