Your school deserves more than just cover - it deserves confidence.
Choosing the right insurance for your school or academy is a big decision. It’s about finding the best value for your school while ensuring you have the right cover in place.
Since 1993, we've been a trusted partner to thousands of schools and academies across the UK, delivering cover and dedicated support tailored to the education sector.
Our insurance solutions are designed to meet your specific needs, offering a cost-competitive alternative to the Risk Protection Arrangement (RPA). But it’s not just about the cost - we provide much more than that.
Why choose Zurich Municipal?

Competitive price
Our school and academy insurance starts from just £21 per pupil. This price includes safeguarding resources and training at no extra cost. Whether you're an academy, multi-academy trust, or a local-authority-maintained school, we're here to help you find the right insurance solution tailored to your needs.

Personal and professional
We believe in building strong relationships with schools to offer meaningful support throughout the year - not just at renewal time. Our team provides expert risk management guidance to help you stay prepared.

Safer schools ecosystem
The Safer Schools ecosystem is designed to help schools stay safe, prepared, and resilient. This includes:
- Safeguarding resources to help protect pupils
- Crisis management support from experienced PR professionals in the event of an incident
- Expert risk management advice to help identify and reduce potential threats to your school community.

Specialist claims support for major incidents
Our expert claims team is dedicated to supporting schools through every step of the process, from initial report to resolution. In the event of a major incident—such as a flood or fire—our specialist teams work quickly to minimise disruption and help get your school back up and running as soon as possible, ensuring continuity for staff, students, and your wider community.
Cover what matters with Zurich Municipal’s school insurance today
Zurich Municipal offers more than just insurance

Access the Safer Schools ecosystem
Empower your staff and pupils with safeguarding resources available on tablets and smartphones. The Safer Schools ecosystem helps you promote online safety and wellbeing throughout your school community.

Flood alert service
Through our partnership with Previsico, we offer real-time surface water flood alerts for insured properties. Notifications are sent via email, enabling you to take swift, targeted action to help mitigate the damage or loss from imminent flooding.

Legal expenses cover
We provide £250,000 of legal expenses cover as standard, supporting costs related to employment issues, contractual disputes, and tax investigations. You’ll also have access to ARAG legal services for expert commercial legal and tax advice.