What is life insurance?
It can be used to help pay off debts, a mortgage or your funeral expenses (if you haven't already got this covered). It can even be used for day to day expenses - anything the money is needed for.
Do I need life insurance? Andrew’s story
Andrew was a management consultant, living with his partner and their teenage daughter.
Andrew’s job took him away from home a lot, so at weekends he loved going for family walks along the beach with their spaniel.
Andrew’s dad had died suddenly from a heart attack a few years earlier, and Andrew had seen how difficult it was for his mum to get by with the few savings they’d put away…
Life insurance extras and benefits
We offer a handful of optional extras and automatic benefits (which may depend on whether you have chosen life cover only, or life cover and critical illness).
Add cover for your children
Add children’s benefit and we’ll pay up to £25,000 if your child is diagnosed with one of the same 40 conditions you are covered for. Available on a life cover and critical illness policy only.
Add multi-fracture cover for a small fixed cost per month and we’ll pay a lump sum of up to £6,000 if you break a bone, dislocate a joint, rupture your Achilles tendon or tear a knee ligament. Available on both a life cover and a life cover and critical illness policy.
Automatically included. If you have a joint policy and you separate or divorce, you can cancel this policy and start individual policies for one or both of you, without needing to provide any more medical information.
Making changes to your policy
Automatically included. If something changes in your life, like buying a bigger home or having a baby, you may be able to increase your cover without giving us any more details about your health or activities. Bear in mind that increased cover will result in increased premiums.
Ready to get life insurance?
Along with life insurance, there are some other bits and bobs you might want to think about too. Have a look at our life insurance product page to understand your options.Life insurance