What is life insurance?
Why do I need it?
What is Critical illness?
This cover is an optional extra that pays out if you get one of the illnesses covered. There are 85 illnesses insured on the plan including cancer, heart attack and stroke. Remember not all illnesses are covered, find out more with Your guide to your cover.
What else is included?
When you take out Critical illness cover we'll automatically include your children free of charge too. This covers them for the illnesses detailed in the guide and applies to them from the age of three months until their 18th birthday, but please note that Critical illness cover for children is not as financially extensive as cover for adults, meaning the pay-out will be less. The pay-out can be used to cover medical expenses, your child's care - wherever it's most needed without impacting the plan holder's cover.
You'll also have access to free, professional counselling support for you and your immediate family.
Take a look at the detailed cover guide for more information.
Taking out Critical illness cover will also give you the option of adding Total Permanent Disability cover. This provides you with a cash pay-out if you're unable to do your own occupation due to accident or illness before the age of 60.
Ready to get life insurance?
Along with life insurance, there are some other bits and bobs you might want to think about too. Have a look at our life insurance product page to understand your options.
Read our magazine
At some point in our lives, most of us will need life insurance. Our magazine article will help you to understand when you might need it.
Read our article on when you should get cover