Zurich transfer of legacy employers’ liability insurance policies to Catalina

The following information relates to the proposed transfer from Zurich Insurance Company Ltd (acting through its UK branch) (Zurich) to Catalina Worthing Insurance Limited (Catalina), a UK-authorised insurance company, of a portfolio of pre-2007 UK legacy employers’ liability insurance policies (the Transfer). The Transfer is expected to take effect at 23:59 BST on 31 March 2026, if approved by the High Court of England and Wales (the High Court).

Overview of the Transfer

The Transfer will primarily be implemented through an insurance business transfer under Part VII of the Financial Services and Markets Act 2000 (known as a ‘Part VII transfer’). To go ahead, it must be approved by the High Court, which will only approve the Transfer if it is appropriate in all of the circumstances. The transfer of any policies relating to business carried on in, or from within, Jersey will be carried out under a separate scheme pursuant to the Insurance Business (Jersey) Law 1996 (the Jersey Scheme), subject to approval by the Royal Court of Jersey (the Jersey Court).

The terms of the Transfer are detailed in the UK Scheme document (and, in respect of the Jersey Scheme, in the Jersey Scheme document). You can find a copy of the UK Scheme document and will be able to find a copy of the Jersey Scheme document below, along with a summary of both Schemes.

How are the interests of affected parties protected?

A Part VII transfer process is designed to protect the interests of policyholders and other affected parties. The process therefore includes:

If the Transfer is approved, Catalina will replace Zurich as the insurer of the policies included in the Transfer. This means existing and future claims will be against Catalina instead of Zurich. The Transfer will not change the terms of affected policies, the level of cover provided or affect the status of any claim.

Catalina’s UK service company already administers claims on behalf of Zurich for the transferring policies. This means there will be no interruption of claims or changes to contact details.

Only employers’ liability will transfer to Catalina. If a policy included in the Transfer has cover for other risks (such as product or public liability), Zurich will continue to be the insurer in respect of this cover.

• Independent expert report (1.8 MB/PDF)
• Independent expert summary report (243.2 KB/PDF)

• UK scheme document (268.2 KB/PDF)
• UK legal notice (116.8 KB/PDF)

Jersey documents will be published following the Jersey Directions Hearing in late November or in December 2025.

• Scheme summary (149.1 KB/PDF)

• Zurich letter (transferring policyholders) (153.1 KB/PDF)
• Zurich letter (claimant solicitors) (153.2 KB/PDF)
• Zurich letter (unrepresented claimants) (152.3 KB/PDF)
• Zurich letter (outwards reinsurers) (153.6 KB/PDF)
• Zurich letter (EIROS) (132.0 KB/PDF)
• Information booklet (117.8 KB/PDF)