Specialty lines

About our specialty lines products

Specialty Lines are a group of products which includes coverages such as Directors and Officers insurance, Mergers and Acquisitions, Accident and Health, Cyber and Surety. Our sensitive approach to exposures means businesses can be covered in a way that is aware and reactive to local variations in laws and regulations. 

Our specialty lines solutions

Find out more about our specialty lines solutions and how your clients can benefit from our extensive risk and claims expertise.

Commercial Crime

Our Commercial Crime product covers a wide range of illegal activities by employees and external actors, with a core cover of employee dishonesty, plus other optional covers available. 

Construction

Our construction insurance solutions are designed for a wide range of clients, including commercial and residential developers, finishing trades, and building allied trades.

Cyber

Our Cyber product offers first-party and third-party covers that can help protect organisations against financial risks relating to cyber incidents. 

Energy

We provide insurance solutions for domestic and global companies. Our specialist underwriters and risk engineers offer tailored energy insurance solutions for risks worldwide.

Financial Institutions

We provide risk management solutions for a wide range of financial institutions, including banks, private equity firms, financial advisers, trading platforms and more.

Fine Art and Specie

We provide solutions for individuals and corporations, delivering tailored financial protection for a wide range of high-value items - from gemstones and precious metals to paintings and classic cars. 

Legal Indemnity

Our legal indemnity solutions can help protect parties with an interest in a property against some of the risks that could arise in the event of a legal dispute. This includes buyers, sellers, lenders and future owners.

Management Liability

Our Management Liability solutions offer financial protection for some of the personal and other liabilities that directors, officers, managers, supervisors, trustees and other key individuals may face in relation to their business duties.

Marine Cargo

Zurich is an established provider of Marine Cargo Insurance. We will consider all types of organisations globally, covering project cargo and delay in start-up risks.

Mergers and Acquisitions

Our mergers and acquisitions solutions comprise a series of policies designed to protect your clients against financial risks involved in corporate transactions.

Personal Accident and Business Travel

Our Personal Accident and Business Travel Insurance is a great addition to your clients’ employee benefits packages. Our solution is designed for the majority of UK-based businesses.

Professional Indemnity

Our policies cover professionals globally and domestically. We have a broad appetite that includes architects, surveyors, engineers, IT consultants, accountants and more.

Surety

We offer a wide range of solutions for a diverse network of clients.

We’re a 5-star rated commercial lines insurer

We’re delighted to have been given a 5-star rating in the Insurance Times 2026 Commercial Lines survey. 

This rating reflects our unwavering commitment to excellence in service delivery and our dedication to meeting the needs of our broker partners. It's also a testament to the enhancements we’ve made in our offerings and service over the last couple of years, including expanding our regional network, focusing on delivering efficient responses, and introducing our modular Commercial Combined proposition to the market.

Zurich Multinational

We work with Zurich Multinational and its global network to offer insurance solutions in 200 territories. Our cross-territory programmes are designed to avoid language, cultural and business barriers, leaving customers in control of their overseas coverage.