Marine Cargo

About our Marine Cargo product

As an established provider of marine insurance solutions, we have the knowledge and experience to tailor cover to meet your clients’ specific needs.

We cover:

  • Cargo - goods lost or damaged while in transit
  • Stock throughput - stored goods before and after transit

Cover highlights

  • Our insurance covers transit by land, sea and air for all approved modes of transport, including inland transits, imports and exports
  • Basis of cover is the Institute Cargo Clauses, which are standard in international trade. Cover may include damage to goods, loss of goods, theft, pilferage, conversion, shortage or non-delivery, depending on the clauses incorporated
  • Cover is provided for goods in storage while in the ordinary course of transit (i.e. before goods have reached their final destination), including loading and unloading
  • Cover can be extended to include UK or overseas exhibitions and exhibition fees, storage outside the ordinary course of transit and consequential loss
  • Sales representatives’ samples, engineers’ tools and drivers’ personal effects can be included
  • No proposal form is required

See our ‘Marine Cargo documents’ section for all policy details.

Our Marine Cargo appetite

We will consider all types of organisations globally, covering project cargo and delay in start-up (DSU) risks. We can also provide solutions involving captives and alternative risk transfers.

We work with Zurich Multinational and its global network to offer Marine Cargo solutions in 200 territories. Our cross-territory programmes are designed to avoid language, cultural and business barriers, leaving customers in control of their overseas coverage.

Our claims expertise

Our dedicated claims experts, bespoke major loss and fraud protection teams are there from first call to final resolution, analysing and identifying future solutions.

Zurich Oceanwide Cargo certificate platform

An online application allowing customers to issue insurance certificates for letters of credit or proof of insurance purposes. The system is available in multiple languages and is available with no extra charge for Zurich customers.

Get a quote

For eTrade businesses

You can get a marine cargo quote via Zurich Online or Acturis. We’ve been given a five-star rating for both in the Insurance Times eTrading Star Ratings report. 

If you don't have an account and would like to trade with us:

If you have an account with us already, just log in to get a quote.

For regional manually-traded businesses

Our experienced underwriters are fully empowered to write a broad range of risks.

If you’d like to get a quote or discuss your clients’ needs, you can speak to:

Carrie Schuster

Regional Marine Team Leader

Or get in touch with the team at one of our regional offices.

For Zurich Commercial Insurance

For London Market-traded businesses, please speak to your global relationship lead or get in touch with:

Andrew Watson-Steward

Senior Marine Cargo Underwriter

Make a claim

Marine claims can be made online or over the phone. Read our marine claims guidance or find out how to submit a marine claim.

Marine claims

Zurich Resilience Solutions

With a dedicated team of risk management specialists, Zurich Resilience Solutions can provide organisations large and small with practical tools, expert advice and tailored support to manage and mitigate risk.

Its suite of risk management services can be purchased independently, your clients do not need to have an insurance contract with Zurich.

Working with Zurich

Club Blue

We're committed to forging strong partnerships with our regional brokers. Zurich Club Blue members benefit from a range of support focused on three core pillars: ease of trading, professional development, and future-proofing.

Delegated authority

If you’ve got a scheme opportunity, find out about the support we can offer as a delegated authority partner and how to register your interest. 

Resilience risk review for your business

Our business resilience risk review is designed to help identify, assess and manage risks that could impact the continuity and resilience of your business operations as a broker.