Cyber

Our Cyber product includes a range of first-party and third-party covers designed to protect organisations against some of the financial impacts of a cyber incident.

Customers will also have access to a round-the-clock, multilingual cyber crisis management team.

Our product is tailored for organisations with an annual turnover of more than £100 million.

Cover highlights

• Breach costs - cover for the cost of engaging third party experts to respond to a breach. These could include legal, IT forensics, PR and credit monitoring services
• Emergency costs - cover for breach costs before you’re able to seek our consent
• Business interruption and dependent business interruption - cover for loss of profit and other costs following a security breach of your systems or those of your IT suppliers
• System failure - cover for loss of profit and other costs following the unexpected outage of your systems or those of your IT suppliers
• Digital asset replacement costs - cover for the restoration of your data and software following a security breach
• Cyber extortion threat - cover for ransom demands and associated costs following a ransomware event
• Regulatory proceeding - fines (where insurable under law) and associated costs following a regulatory investigation into a breach
• Security and privacy liability - cover for liability to third parties for your failure to protect their data or secure your network, as well as associated defence costs
• General data protection regulation proceeding - fines (where insurable under law) and associated costs following a regulatory investigation into a GDPR related breach
• PCI-DSS payments - cover for PCI payments and expenses (some of the extra costs associated with a loss of card details)
• Internet media liability – cover for media liability stemming from your digital content

See our ‘Cyber document’ section for all policy details.