Cyber
Table of contents
Why choose Zurich for cyber insurance?
- Multinational reach - with access to a global network, we can issue local cyber policies in 31 countries, helping support consistent coverage across regions
- Vendor flexibility - choose from Zurich’s panel of approved vendors or work with your preferred provider
- Claims expertise - our experience handling complex claims helps ensure dependable, expert support when it matters most
- Tailored underwriting - our in-house experts look beyond standard models and tailor policies to reflect each customer's individual risk profile
- Cyber Complete - the Cyber Complete offering from Zurich Resilience Solutions, is available at no extra charge for cyber insurance customers, with both primary and excess coverage options. This includes:
- A complimentary incident response exercise, cyber health check or supply chain cyber exposure review
- A 20% discount on a suite of cyber security services
- Complex solutions - we can structure complex solutions, including captives, to help address more challenging risks
- Sustainable insurance - we focus on sustainable cyber insurance solutions that support long‑term resilience
- Diverse portfolio - our broad product suite and insights help customers anticipate and respond to evolving cyber threats
About our Cyber product
Our Cyber product includes a range of first-party and third-party covers designed to protect organisations against some of the financial impacts of a cyber incident.
Customers will also have access to a round-the-clock, multilingual cyber crisis management team.
Our product is tailored for organisations with an annual turnover of more than £100 million.
We pride ourselves on being highly adaptable. We can work with brokers and customers to create bespoke endorsements that are tailored to our customers' needs and the threats they face.
Incident response
Emergency costs
Provides cover for the costs incurred in responding to a breach before seeking our consent.
Breach costs
Cover for the cost of engaging third-party experts, such as legal, IT forensics, PR, and credit monitoring services, following a breach.
First-party cover
Business interruption and dependent business interruption
Cover for loss of profit and other costs following a security breach of systems or those of IT suppliers.
System failure
Cover for loss of profit and other costs following an unexpected outage of systems or those of IT suppliers.
Digital asset replacement costs
Provides cover for the restoration of data and software following a security breach.
Cyber fraud and social engineering
Cover for losses from fraud, deception, and social engineering attacks.
Cyber extortion threat
Provides cover for ransom demands and associated costs following a ransomware event.
Third-party cover
Regulatory action
Cover for fines (where insurable under law) and associated costs following a regulatory investigation into a breach.
Security and privacy liability
Provides cover for liability to third parties for failing to protect their data or secure your network, as well as associated defence costs.
Payment Card Industry (PCI) costs
Cover for some of the PCI-DSS-related costs associated with a loss of card details.
Internet media liability
Cover for media liability stemming from digital content.
General Data Protection Regulation
Cover for fines (where insurable under law) and associated costs following a regulatory investigation into a GDPR-related breach.
See our ‘Cyber documents’ section for all policy details.
Zurich Cyber Complete
At Zurich, we’re passionate about risk prevention and mitigation, which is why we're offering cyber insurance customers a free service, provided by Zurich Resilience Solutions, to help improve their cyber resilience.
Zurich Resilience Solutions provides risk-led cyber and AI services, complemented by technical capabilities of trusted partners, helping organisations understand, quantify and prepare for cyber and AI risk.
Get a quote
For regionally-traded businesses
Our experienced underwriters are fully empowered to write a broad range of risks. To discuss your clients' needs, get in touch.
For Zurich Commercial Insurance
For London Market-traded businesses, please speak to your usual contact or global relationship lead.
Working with Zurich
Club Blue
We're committed to forging strong partnerships with our regional brokers. Zurich Club Blue members benefit from a range of support focused on three core pillars: ease of trading, professional development, and future-proofing.
Delegated authority
If you’ve got a scheme opportunity, find out about the support we can offer as a delegated authority partner and how to register your interest.
Resilience risk review for your business
Our business resilience risk review is designed to help identify, assess and manage risks that could impact the continuity and resilience of your business operations as a broker.