Legal Indemnity solutions
Table of contents
About our Legal Indemnity solutions
Legal Indemnity Insurance is designed to protect different parties with interests in a property – including buyers, sellers, mortgage lenders and future property owners – against some of the risks that may arise in the event of a legal dispute. Legal Indemnity Insurance is typically single-premium, long-term and non-renewable.
We can provide insurance solutions for legal risks/disputes including:
- Rights of light (requires a rights of lights report)
- Restrictive covenants
- Defects in title
- Possessory title
- Missing documents
- Mines and mineral rights
- Issues arising under the Insolvency Act
- Absence of easements
- Leasehold defects
- Flying freehold
- Judicial review
- Planning and building regulations
- Sewer indemnities
- Search indemnities
- Breach of warranty (portfolio sales)
- Title to real estate
- Chancel repair liability
- Trust and probate (requires completed proposal form)
- Missing share certificate
- Rail lease
- Public procurement risks
- Charitable donations
We also offer the following extensions to cover
- Business interruption
- Loss of rent receivable
- Alternative accommodation
- First loss payee / composite insured
- Delay costs
What we’ll need from your clients
- A copy of title documents referencing the issue that needs insuring
- Information on the current and proposed use of the property
- Clarification on whether cover is needed pre- or post-planning (if the use of the property is changing)
- Plans detailing the location and extent of the property
- The amount and type of cover needed (e.g. market value, amount of loan etc)
Get in touch
To get a quote or find out more about our range of Legal Indemnity Insurance solutions, contact our team directly.
Lauren Kay
Robert Whetham
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