Real Estate

Our Real Estate products designed for a wide range of real estate customers, from small portfolios through to large, multi‑territory investment programmes - including UK‑only and wider European portfolios.

Our appetite covers a wide mix of property development types, including residential, commercial and mixed use.

Cover highlight

Whether a client invests in the UK only or across Europe, we understand that protecting property income is critical - and we build our solutions around that. Flexible policies can include cover for:

• Buildings and landlords’ contents - protected with wide and comprehensive cover against unexpected events and ensures assets are reinstated and operational quickly
• Business exposure - loss of rent and service charge protection to maintain income after damage
• Alternative accommodation - costs for residential portfolios to rehouse tenants when needed
• Legal liabilities -  property owners’ liability to cover sums which customers might become legally liable to pay as compensation to third parties for accidental injury or damage. It also provides cover for legal costs relating to such claims. Option to also add employers’ liability for wider protection
• Management responsibilities - support for responsibilities tied to lease covenants, including obligations to insure, inspect and maintain equipment such as lifts and HVAC systems through engineering inspection

See ‘Real Estate documents' for full policy details, including exclusions.

We also offer a range of Legal Indemnity Insurance solutions to help protect your clients against financial risks relating to legal disputes arising from a property transaction.

These risks can include rights of light disputes, restrictive covenants, issues arising from missing documents and more.