Charity insurance from £56 a year
Insurance for charities, clubs and not-for-profit organisations
At Zurich, we understand that charities, clubs and other not-for-profit organisations are at the heart of local communities. We’re the trusted insurer of more than 17,000 organisations nationwide. Our insurance products have been carefully designed to give you protection and peace of mind so you can keep doing what you do best.
Existing customer?
If it’s time for renewal, or if you need to check something about your policy or make a claim, we'll get you to the right place.
What types of organisation does Zurich protect?
We offer insurance for all kinds of not-for-profit organisations – whether yours is a large or small charity, grant-making organisation, tenant or resident association, village hall, sports club or allotment association.
Our insurance products for charities and not-for-profit organisations
Public liability insurance
Public liability insurance comes as standard with our online product (£2,000,000, with the option to increase to £5,000,000 for an additional cost).
Our tailored insurance starts with £5,000,000 public liability cover as standard.
It can protect your organisation against third-party injury or accidental damage claims.
Employers’ liability insurance
If your organisation employs people in any capacity, employers’ liability insurance can protect you against claims relating to illness, injury, or death of an employee in the course of their work duties.
Trustees’ insurance
Trustees’ indemnity insurance, also known as directors, trustees and officers’ insurance, can protect your trustees or senior decision-makers should a claim be made against them personally. Our trustees’ insurance is provided under our Financial and Administration Liability cover.
Our full range of insurance products for not-for-profit organisations
We offer additional products for charities and not-for-profit organisations, including building and contents insurance, personal accident cover and more.
Our product approval process
Download the guide to find out more about our product approval process.
Our insurance product provides a complete package of covers which meets the demands and needs of charities and not-for-profit organisations customers. Customers can select the covers and limits to meet their specific requirements.
The target market is charities and not-for-profit organisations which are registered in England, Scotland, Wales, Isle of Man and the Channel Islands.
This product is distributed direct, tripartite through a chosen broker, and through delegated authority arrangements.
The outcome of the Fair Value Assessment (FVA) conducted on 5th September 2024 in accordance with Zurich’s published FVA methodology confirms that the product provides fair value.
Supporting charities through the Zurich Community Trust
Our charitable arm in the UK, the Zurich Community Trust, supports hundreds of charities every year.
What are our customers saying on Feefo?
Feefo is an independent reviews platform which allows our customers to tell us honestly what they think about our products. We publish every Feefo review we receive, so for a trustworthy view of our products, take a look at what other customers are saying...
CII Chartered Insurer status
We are proud to be the first composite insurer to gain Chartered Insurer status from the Chartered Insurance Institute (CII).
Partnered with NCVO
We are proud to be the trusted insurance supplier for the National Council for Voluntary Organisations.
Charity and not-for-profit organisation news
Risk insight, thought leadership and commentary relevant to your third sector organisation.