Grant making organisation insurance
Why choose Zurich to insure your grant making organisation?
As a grant making organisation, you breathe life into communities by providing financial support to people, groups and projects to improve your local area.
At Zurich, our priority is to protect what’s important to you, so that you can continue making a difference in your communities. We’re already the trusted insurer of more than 17,000 not-for-profit organisations.While no two grant making organisations are alike, some of the potential risks you could face include:
- Injury to your employees or volunteers while working
- Damage to buildings you hire for your activities
- Accusations of wrongful acts against your trustees or directors
- Fraudulent or dishonest acts committed by members or volunteers
- Injury to guests or members of the public at sponsored or funded events
You can read more about what can be included in our grant making organisation insurance summary.
Get a quote online
Help protect your organisation and the important work you do in your communities with our insurance for grant making organisations.
Our online product starts at £56 a year (for £2,000,000 public liability insurance and £100,000 libel and slander cover). You can add the following optional lines of cover or increase limits for an additional cost.
- Increased public liability cover – to £5,000,000
- Employers’ liability insurance – £10,000,000
- Trustee indemnity cover, corporate liability and crime cover (provided under our Financial and Administration Liability cover)
- Contents insurance
- Money cover
- Personal accident cover
Renew your policy
If you're already a customer and your policy is due for renewal, find out more about how to renew:
What are the different types of insurance for grant making organisations UK?
Public liability insurance for voluntary groups
Our online product includes £2,000,000 public liability insurance as standard. This cover can protect trusts and grant making organisations against claims of injury affecting members of the public (which could include your organisation’s members or volunteers) occurring at related or sponsored events or activities.
Trustee indemnity insurance
Our directors, trustees and officers’ insurance – sometimes known as trustee indemnity cover – can protect your trustees or senior decision-makers against claims made against them personally as part of the organisation’s activities. Our trustee indemnity insurance is provided under our Financial and Administration Liability cover, which also includes corporate liability cover and crime cover.
Employers’ liability insurance
This can protect your grant making organisation against claims relating to illness, injury, or death of an employee in the course of their work duties.
Personal accident insurance
Personal accident cover provides a financial benefit should an employee, volunteer or trustee be accidentally injured in the course of their work duties.
Other types of cover
Zurich also offers a range of other insurance options, including money cover. Find out more about these different types of cover.
FAQs about insurance for grant making organisations
Do volunteer groups need public liability insurance?
Any group that organises events, gatherings or meet-ups should consider public liability insurance. Public liability insurance helps protect an organisation against third-party claims of injury or accidental damage, for example, if someone was hurt at an event your organisation was hosting, or if your organisation accidentally broke a window or damaged a carpet at a venue you had hired out. It is very common for organisations to be required to source adequate public liability cover before being given permission to host an event or hire premises.
Do organisations need employers’ liability insurance for volunteers?
If your organisation relies solely on volunteers and does not have employees, then you may not need employers’ liability insurance, but it’s always best to check with your insurer. See our employers’ liability insurance page for examples of when cover might be needed.
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