Our insurance covers include Legal expenses, Professional negligence, Money cover and more
We know that the term ‘charities’ covers a lot of different organisations. From walking groups to large national charities and social enterprises, we can offer a charity insurance policy that fits what you do.
We recognise that charities and not-for-profit organisations are diverse and have different needs. That’s why we offer a wide range of insurance so that you choose the cover that you need for your organisation.
We've given a simple overview for each of the additional covers we offer below, but you can always call one of our friendly team to talk through your organisation's needs:
Fidelity guarantee / crime
This can protect your charity against the loss of money and/or property which you may suffer as a result of a dishonest or fraudulent act by an employee or volunteer.
Money cover
This protects you if money is stolen or damaged whilst in the supervision of your employees or volunteers, in your safe, or in transit to the bank. Money includes notes, coins, cheques, postal orders and postage stamps.
Legal expenses
This type of insurance is designed to protect you from the costs of legal disputes, covering issues such as employment, contract, and tax protection.
Business Interruption
This type of insurance provides financial compensation for additional expenditure, loss of revenue and/or loss of rent following a claim in respect of an insured event under the Material Damage section.
Professional indemnity / Professional negligence
If your organisation provides professional services to third parties which involve professional advice, design or specification for a fee, consider this cover. It protects you where an error or omission could cause financial loss to the third party and they sue for losses incurred. If you provide services or advice to service users but don't charge a fee, consider our Financial Administration Liability cover which provides protection against financial loss claims made against you arising from free services or advice provided by your organisation.
Business travel
Insurance for regular trips on behalf of the organisation. This policy covers employees’ overseas medical expenses, personal property and money amongst other things.
Engineering cover
Insurance for anyone who has items of plant e.g. boiler, lifts, filtration systems, workshop machinery, refrigeration equipment etc should consider having this cover.
Libel and Slander
This line of insurance provides cover in respect of libels (written) or slanders (spoken) committed by employees, trustees or directors in the course of your business. It is particularly relevant to organisations or groups that produce publications or whose employees use social media to broadcast opinions.
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Help and support
A selection of useful guides covering topics important to charities and social organisations.

Frequently asked questions
Here you can find the most commonly asked questions to help you choose the right insurance for your charity, club or not-for-profit organisation.

Charity news
Risk insight, thought leadership and commentary relevant to your third sector organisation.