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Not-for-profit organisation and charity insurance

Charity insurance

At Zurich, we understand the specialist needs of charities and what it takes to protect your people, activities, and charity and community events.

We’re the trusted insurer of more than 17,000 charitable and not-for-profit organisations across the UK. 

Our charity insurance policy is specifically designed to provide protection for the risks that charities face. We insure charities of every shape and size, from small charities and not-for-profit organisations to CICs, CIOs and large national charities or charitable trusts. 

Insurance for small charities

If you’re a small charity, with an income of less than £100,000, you may be able to buy insurance online.

Our online insurance starts from £56 a year for £2,000,000 public liability insurance (and £100,000 libel and slander cover). You’ll have the option to change your cover limits and add a range of other covers for an additional cost.

You can read our FAQs to understand more about what insurance charities need.

Getting a quote online only takes a few minutes. You’ll just need to answer a few questions about your organisation and what you do.

Our online quotes are valid for 90 days, so you can do a quote for a date in the future and save it to return and complete your purchase on another day.

Insurance for large charities

If your income is over £100,000, or your activities and services are complex, a tailored insurance policy is likely to be more suited to you. Our specialist team have extensive expertise in working with large charities and will spend time talking to you to fully understand your organisation, helping you cover all of your activities and services. 

We pride ourselves on offering an excellent personal service. When you contact us, you’ll have direct access to one of our specialists, who will get to know your organisation in detail. 

You can call us on:

(lines are open 9am - 5pm Monday - Friday), or email us at:

Or if you’d prefer us to ring you, just request a call back.

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Supporting charities through the Zurich Community Trust

Our charitable arm in the UK, the Zurich Community Trust, supports hundreds of charities every year. 

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Read the latest charity news

Risk insight, thought leadership and commentary relevant to your third sector organisation.