Protection for the most valued possessions

A personal and tailored service for your client

One convenient, interest-free renewal date

24 hour claims support service

A leading UK multi-line insurance provider

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  • Home

    Key Benefits

    • Notice period for new acquisitions of 90 days and covered up to 25% of the contents sum insured
    • £25,000 single article limit and Fine Art £50,000 single article limit
    • Large loss (over £25,000) excess waiver - other than for subsidence or if shown on the statement of insurance
    • Contract works covered up to 20% of your client’s sum insured or £1,000,000, whichever is lower (exclusions apply)
    • Home Emergency assistance of up to £1,500 included as standard. Providing 24-hour access to approved repairers who will respond to emergencies
    • Annual travel cover available, with 24/7 worldwide telephone claims reporting and immediate response capability

    Policy and policy summary documents

  • Motor

    Our all-embracing motor insurance enables you to be sure that all of your client's vehicles are in safe hands under one family fleet policy – whether they are cherished classics, luxury sports cars, electric, hybrids or simply the vehicle they depend on every day.

    Key Benefits

    • Full business use as standard. Fully comprehensive driving of other cars, for the policyholder and their spouse/partner named on the certificate of motor insurance. Optional cover for any driver. Misfuelling.
    • Valuations via Bonhams (conditions apply). RAC Breakdown cover. £20 million third party property damage.
    • Up to £2,500 for personal property in or on the vehicle. Up to £15,000 for luggage trailers.
    • No restrictions on foreign use within territorial limits.

    Policy and policy summary documents

  • Make a claim

    To claim on your home or motor policy, get in touch using the details below.

    Or, for certain types of claims you can download and complete the relevant form:

  • FAQs

    Policy coverage

    What are your minimum acceptance levels for new business?

    For new Home business, we require a minimum contents sum insured of £150,000. There is no minimum value applicable to buildings.

    For new Motor business, we require a minimum sum insured of £50,000 for a single vehicle. For a multi-vehicle quotation, there should be a lead vehicle with a minimum value of £35,000.

    For both of the above scenarios, the minimum requirements may be waived where we already hold part of the risk, or are considering a Home and Motor quote where minimum criteria is met for either Home or Motor.

    What are the minimum premiums for new business?

    Our minimum Household premium is £2,500 inc IPT.

    Our minimum Motor premium is £1,500 inc IPT.

    For both of the above scenarios, the minimum requirements may be waived where we already hold part of the risk, or are considering a Home and Motor quote where minimum criteria is met for either Home or Motor.

    What are the single article limits for fine art and jewellery?

    The single article limit for jewellery is £25,000 and £50,000 for fine art.

    Can you provide cover for listed properties?

    Yes, we are able to consider cover for listed properties.

    Can you provide cover for properties in the Channel Islands and Isle of Man?

    Yes, we are able to consider cover for properties located on the Channel Islands and Isle of Man.

    Can you provide cover for overseas properties?

    Yes, we can consider cover for properties in France, Italy, Spain, Ireland and Portugal where we hold the client’s main UK home.

    Do your policies automatically renew?

    We will contact you regarding your client’s renewal around 30 days prior to renewal date. If you have received a renewal invitation from us we will automatically renew your client’s Home and Motor Policies in order to provide continuous cover.


    Travel

    Is Travel cover included automatically?

    Annual Travel cover only applies if shown on your client’s statement of insurance. Annual Travel is included automatically when contents cover is provided.

    Can travel cover be removed?

    Travel cover is included within the policy where contents cover is applicable and cannot be removed. Please refer to the policy wording for full details of cover provided and travel exclusions.

    Does my client need to declare pre-existing medical conditions for Travel cover?

    A medical screening is not required. Claims in connection with a known medical condition will be excluded unless it is normally stable and under control. Please refer to the policy wording for full details of cover provided and travel exclusions.


    Finance

    Is there interest on Direct Debit payments?

    No, our direct debit payments are interest-free and can be paid over monthly instalments.

    Do you require a Direct Debit mandate?

    No, we no longer require a mandate. If a client requests to pay by direct debit, please provide the account name, number, and sort code along with a preferred collection date.


    Contact us

    How do I contact Zurich Private Clients?

    Please speak to your account executive or dedicated underwriter.

    Alternatively you can contact us using the details below:

    New Business

    Existing Business

    Claims