Appetite

We have developed a tailored proposition specific to firms with an annual turnover of less than £25m.

We will consider all industries and risk except:

• Social Network sites
• Online Trading Platforms (and their IT service providers)
• Data Aggregators
• Digital Currency Providers
• Credit/payment/debit card processors
• Adult entertainment providers
• Airline Carriers
• Online gambling providers and operators
• Education
• Government

Highlights

Whether your clients experience a privacy breach, malicious online attack or a total system failure, our proposition can help to cover any financial and reputational costs that may arise.

Our DigitalResolve crisis management team are available around the clock, are multi-lingual, and offer a global one-stop shop to effectively manage the resources needed to quickly recover from cyber attacks.

Key product benefits

Costs your business may incur following an incident:

• Business income loss and increased costs of working during a network downtime as a result of an interruption of service of your computer system.
• Privacy breach and reputational rebuild costs resulting from responding to a breach, such as employing IT forensics, PR, notification costs, credit monitoring and legal experts.
• Regulatory proceeding defence costs incurred due to regulatory proceedings.

Amounts you are liable to pay to 3rd parties:

• Security and privacy liability for damages resulting from network security and privacy breaches.
• Civil Fines and penalties reimbursement your client may be liable to pay as a result of a privacy event.

Appetite

We have developed a tailored proposition specific to firms with an annual turnover of more than £25m.

Highlights

A mid-Market cyber policy also includes security and privacy protection as standard.

Our DigitalResolve crisis management team are available around the clock, are multi-lingual, and offer a global one-stop shop to effectively manage the resources needed to quickly recover from cyber attacks.

Key product benefits

Our proposition includes, but is not limited to the following cover:

• Privacy breach – covers lost income and costs resulting from responding to a breach.
• Security and privacy liability – covers damages from network security and privacy breaches.
• Defence costs for regulatory proceedings.
• PCI DSS payments - set of global standards relating to the security of payment card data.
• Merchants accepting such payments are obligated to safeguard that data when processing transactions.
• Emergency costs – covers costs incurred before you can reasonably obtain our written consent.
• Business and dependent business income loss – covers income loss and mitigation costs during network downtime resulting from a system failure.
• Digital asset replacement expenses – covers costs to restore destroyed or corrupted data by a security event.
• Cyber extortion and reward payments – covers reimbursements from extortion payments.
• Cyberterrorism.
• Internet media liability – covers damages resulting from wrongful acts of electronic publishing.

Zurich International Programmes

Our global network means we can offer our security and privacy insurance solutions in 21 different countries. Our cross-territory programmes are made to avoid language, cultural and business barriers, consequently leaving customers in control of their overseas coverage.

Have a look at Our Expertise page for more information.