Zurich for Mid-Market

Designed for the varied needs of commercial businesses, the Zurich Mid-Market proposition caters for enterprises with an annual turnover above £5m.

To make a Mid-Market enquiry, please submit your presentations to us via email broker@uk.zurich.com and one of our local underwriters will be in touch within 24 hours.

We are a 5-star rated Commercial Lines insurer

We're delighted to have been rated 5 stars in the 2025 Insurance Times Commercial Lines survey.

These results reflect our unwavering commitment to excellence in service delivery and our dedication to meeting the needs of our broker partners. The 5-star rating is testament to the enhancements we've made in our offerings and service over the last couple of years, including expanding our regional network, focusing on delivering efficient responses, and introducing our modular Commercial Combined proposition to the market.

Why choose Zurich for your Mid-Market clients?

young professional

Our regional network

We understand the importance of local trading with knowledgeable experts. Our network of regional offices provide you with access to local decision makers with extensive experience in the marketplace.

You’ll work with a dedicated account contact who will collaborate closely with you to provide the consistent service you need to support your clients and your account with Zurich.

engineer

Risk management

We have a landscape of risk management services to ensure your clients can gain access to the support they need to help protect their business from risk.

We have over 100 Risk Engineers in the UK to help prevent losses, and we have a Safeguarding expert on our team.

Two corporate professionals working together in office.

Claims

Our Claims commitment is underpinned by four key principles: making it collaborative, clear, personal and effortless.

We know that we don’t just protect businesses, we protect years of hard work. That’s why we always look to pay covered claims as quickly as possible. If a claim is made against one of our customers and we believe there is no liability, we’ll use all our experience to defend and protect their business.

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Working for a brighter future

At Zurich, we are committed to creating sustainable value, something we demonstrate via numerous initiatives and dedication of both time and money.

See the Zurich Sustainability Hub for more information.

Our risk appetite

Our fully empowered and experienced underwriting team have a broad underwriting appetite that can be deployed across a range of trade industries. We have the capacity to write 100% of the risk and our focused approach and wealth of expertise combine to provide a diverse and comprehensive range of products and services. By way of trade sector guidance, these are the trades which make up our core appetite.

Manufacturing

  • Ceramics, tiles, pottery and sanitaryware
  • Glass and double glazing
  • Plastics (excluding GRP Processes)
  • Clothing and textiles
  • Wooden furniture and products
  • Machinery and equipment
  • Food manufacture/processing where there is no combustible construction or direct heat
  • Drinks manufacturers such as water, soft drinks, beer and wine manufacture
  • Brick, stone, concrete and plaster
  • Contract packers (excluding aerosols)

Retail and Wholesale

  • Food and grocery
  • Dairy produce
  • Soft drinks, beers and spirits
  • Electrical goods and machinery
  • Ceramics and earthenware
  • Builders’ merchants
  • Household goods
  • Clothing and footwear
  • Toys and children’s products
  • Cash and carry warehouses
  • Stationery and books
  • DIY, garden and tool hire

Engineering

  • Precision Engineers
  • Metal fabrication including manufactures of tools, fixings and fastenings, wired goods, light metal packaging
  • Structural metalwork and metal construction products
  • Metal vehicles and non-safety critical vehicle parts
  • Fabricated metal products
  • Casting, drawing, rolling, cold forming and folding

Printing

  • Print publishing (including lithographic, flexographic and screen printing)
  • Finishing services
  • Design and pre-press
  • Digital publishing
  • Media marketing agencies
  • 3D Printers

Sports, leisure and entertainment

  • Non-combustible, city centre hotels and conference centres
  • Restaurants, cafes and bars
  • Modern sports stadia (property exposures)
  • Modern bingo halls
  • Gyms/health clubs/modern leisure centres
  • Purpose built cinemas
  • Shopping centres and car showrooms

Electrical and Optical

  • Electronic components
  • Electronic control equipment and cabling
  • Measuring and testing equipment
  • Telecommunications equipment
  • Generators and transformers
  • Non-invasive medical and surgical equipment
  • Optical precision instruments

Professional business services

  • Financial and professional services
  • Property management
  • Clerical based services
  • Business and management consultancy
  • Hardware and software consultancy
  • Architect and engineering services
  • Market research and public relations
  • Care and funeral homes

Product information

For more details on the product approval process; the identified target market and distribution, please visit our Product Information section.

Mid-Market delegated authority

Interested in working in partnership with Zurich to develop a delegated authority insurance solution? We’ve been providing capacity for delegated authority arrangements for more than 20 years and have teams of experts across underwriting, claims and governance.

businesswoman

What we cover

While our products provide extensive cover as standard, our core protection includes extensions tailored to the specific needs of your clients. This creates comprehensive cover for a variety of trades that include the following:

  • Material Damage
  • Business Interruption
  • Money
  • Goods in transit
  • Employers liability
  • Specified items - All Risks
  • Public and products liability

To make a Mid-Market enquiry, please submit your presentations to us via email broker@uk.zurich.com and one of our local underwriters will be in touch within 24 hours.