Personal Accident and Business Travel

Cover and support for employees travelling on business

We provide cover for small domestic companies with basic needs up to multinational clients requiring flexible and tailored programmes in multiple territories. Our wide range of customers demonstrates our broad appetite for risk and includes manufacturing, charities, pharmaceuticals, energy, retail and professional services.

  • Our cover

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    Personal accident

    Our Personal Accident insurance is designed to protect companies against costs arising from accidental death or injury to employees. It can also be used to provide employee benefits. Insured persons are covered worldwide with various effective times and levels of benefit available. Lump sum policy benefits can be used to cover business costs passed on to employees or their dependants, or simply retained as income among others.

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    Business travel

    Our Business Travel insurance is designed to provide companies with peace of mind that employees are comprehensively insured and protected whilst travelling on company business. Cover applies whilst on a journey and includes access to valuable pre-travel advice allowing trips to be planned well in advance. As such, our product ensures a company’s duty of care to employees is satisfied.

  • What's covered?

    Personal accident

    Lump sum or weekly benefits are available to cover:

    • Accidental Death
    • Loss of limbs and/or loss of sight
    • Permanent total & partial disablement
    • Temporary total & partial disablement
    • Loss of hearing
    • Loss of speech
    • Catastrophic injury rehabilitation
    Business travel

    Cover provided includes:

    • Overseas medical expenses
    • Travel expenses and UK repatriation
    • Search and Rescue Expenses
    • Personal property
    • Money
    • Electronic business equipment
    • Cancellation, curtailment & rearrangement expenses
    • Travel and Security Assistance
    • Personal liability
    • Legal expenses
    • Political & natural disaster evacuation
    • Kidnap, Hi-Jack and Ransom
  • Travel assistance

    On their next trip, your clients will have the all-round protection of Zurich's cover and global expertise.

    The policy doesn’t just give them comprehensive insurance, it also ensures access to immediate assistance 24 hours a day. This means help is only ever a phone call away.

    With Zurich, your clients can feel completely confident, wherever the journey takes them.

    Take a look at our Travel assistance page for more information.

  • Documents