Legal Indemnities
Effectively deal with property disputes with legal indemnity insurance
Typically single premium, long-term and non-renewable contracts that cover transactional and legal issues around real estate and other assets. These can potentially lead to third party disputes around the use or ownership of property.
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Our appetite
- Rights to light
- International risk
- Title insurance
- Restrictive covenants
- Defects in title including loss of deeds
- Possessory Title
- Lack of adequate access and/or services
- Deed of gift/transactions at undervalue (Insolvency Act 1986)
- Easements
- Leasehold problems
- Flying freehold
- Judicial review and other planning and building regulation issues
- Search indemnities & sewer indemnities
- Breach of warranty (portfolio sales)
- Chancel repair
- Trust & probate i.e. missing beneficiary
- Lost documents i.e. lost share certificate
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Required assessment information
- Copy of title documents referencing the issue that needs insuring
- Current and proposed use of the property
- In the event the use of the property is changing, is cover needed pre or post-planning?
- Plan detailing the location and extent of the property
- Amount and type of cover needed (e.g. market value, amount of loan etc)