Cyber insurance - endorsements

We aim to tailor coverage to customers' individual needs. This means we will look to broaden, not restrict cover, where possible in order to ensure those needs are met. Here are just some of the endorsements we can offer.

AI enhancements

Extends cover to incidents involving artificial intelligence systems, including cyber attacks, unauthorised access and content-related liabilities, on the same basis as other technology.

Cryptojacking

Covers additional electricity costs when hackers secretly use the insured’s systems to mine cryptocurrency.

Construction

Extends construction cover to include building information modelling (BIM), drone-related privacy risks, extra operating costs and tender preparation costs following a covered cyber event.

Non-IT DBI

Clarifies which third‑party service providers fall within the scope of dependent business interruption (DBI) cover.

Cyber crime

Adds cover for financial losses resulting from cyber fraud, impersonation scams and social engineering, including fraudulent fund transfers caused by digital attacks or deceptive instructions.

Reputational damage

Covers loss of income resulting from negative media coverage following a covered cyber or privacy incident.

If you think your clients would benefit from an endorsement not mentioned above, get in touch. We'd be happy to discuss the full range of endorsements we can offer.