Public and voluntary sector risk management
Zurich Municipal’s risk management expertise
When you choose Zurich Municipal’s public sector insurance, you will receive more than financial cover. As a customer, you will have access to our extensive risk management expertise. We can help you with anything from conducting risk inspections and producing reports to delivering training courses that ensure your staff are better equipped to handle risk management. By giving your organisation a clearer understanding of risk and helping you to control and prevent dangers, we make it easier for you to focus on your day-to-day priorities.
As well as making sure we provide the right policy for you, we will ensure any claims are handled smoothly and efficiently. For example, when you make a Zurich Municipal claim in the event of a major incident like a flood or fire, our Major Incident and Response Team will respond in under 24 hours to help you recover as quickly as possible.
We want to help you remove the barriers that could make it harder for you to achieve your objectives and serve your communities. That’s what good risk management is all about.
Protecting your property
Good risk management helps prevent damage and keeps your property secure. Check out our guides on fire safety, flood prevention, building strength, and more.
Protecting your people
Effective risk management helps prevent accidents and promotes a healthy environment. Explore our guides on health and safety, mental health, safeguarding, and more.
Protecting your organisation
Risk management ensures your organisation remains resilient and prepared for any challenges. Explore our guides on risk basics, organisational resilience, business continuity, and more.
Hosting safe events
Effective risk management is key to successful event planning. Explore our guides on event safety, bouncy castles, fireworks, food safety, and more.
Environmental and climate risk
Effective risk management helps keep your property and operations resilient against environmental challenges. Explore our guides on flood management, tree care, heat preparedness, sustainable building practices, and solar energy.
Zurich Municipal public sector insurance tools and services
We have a range of additional tools and services available to you to help you manage your risks.
Risk management tools
Risk management services
What are examples of risks in the public sector?
As a public sector organisation, you are subject to a wide range of risks. Zurich Municipal can help you to gain a clear understanding of the dangers you face, and to develop good risk management procedures and systems, so that you can identify and prioritise your risks, and take practical steps to manage them.
Risk management helps to protect your people and your assets from a variety of dangers. This includes:
- Strategic risks – including areas such as personnel, financial, technological, managerial, political, environmental, social, contractual or legal
- Operational risks – these are typically risks associated with physical loss or damage such as fire or personal injury.
Whenever you experience an insured loss, you will often also face uninsured losses, such as management time, administrative costs, damage to reputation and hospital expenses. Preventing losses is always better than having to manage them, and risk management is a vital element of loss prevention.
A requirement of corporate governance
Risk management is also an established requirement of corporate governance and often features prominently in audit inspections and assessments for public and voluntary sector organisations. Effective risk management is key to operational success and it helps to guide your organisation’s processes, structures and culture.
Our risk management expertise will help you to demonstrate compliance when it comes to this aspect of corporate governance, not only protecting your finances, but also your reputation and standing as an organisation.
Need to get in touch about your risk management?
Risk management news and insight
Stay informed with the latest updates, expert information, and practical tips on a wide range of topics. Our goal is to give you valuable insights to handle the ever-changing risk landscape.
Check out our articles and stay ahead with Zurich's expertise.