Core Cover

• Material damage:
  Covers the material property of a business with two levels of cover available - Defined perils or All Risks.
• Book debts:
  Covers any outstanding balances that cannot be collected in the event records have been damaged or destroyed by a loss included under the Material Damage cover (optional extension to business interruption). Also covers money and goods in transit.
• Business interruption:
  Compensates for lost earnings and pays increased cost of working to help the business return to a normal trading position as quickly as possible following an insured loss.
• Public liability:
  £5million limit of indemnity for Public and Products Liability (PL) in case a member of the public makes an allegation against the business.
• Appetite:
  Warehousing and distribution, Stone or glassware, Metalworkers, Electronics, Plastics, Iron and steel stockist, Printers, High-tech joiners, UPCV double glazing assemblers, Modern construction leisure establishments, Food risks with approved panels.