Tradespeople and Homeworkers for SMEs
eTrade via Zurich Online or Acturis
Table of contents
About our Tradespeople and Homeworkers product for SMEs
Our Tradespeople and Homeworkers product is suitable for a wide variety of homeworking, professional, contracting and mobile trades.
Core cover
- Public and products liability
Optional cover
- Employers’ liability
- Contractors’ all risks
- Legal expenses
- Business stock and contents
- Personal accident
- Business travel
Cover highlights
- Businesses can select multiple trades
- Hair and beauty treatment extension (subject to treatments selected)
- Indemnity to principal extension
- Libel and slander extension
- Choice in limit of indemnity (up to £10 million)
- Contractors’ all risks cover is average-free and our tools cover includes theft from vehicle (including overnight)
What types of business do we cover?
Our appetite includes sole traders and businesses with up to 15 employees and £5 million turnover.
Homeworking trades
- Cake-making and decorating
- Artist
- Engraving
- Homecrafts
- Lifestyle consultants
Professional trades
- Accountancy
- Administration
- Chartered surveyor
- Website design
Contracting trades
- Builder
- Painter and decorator
- Electrical contractor
- Carpenters and joiners
- Plastering contractor
Mobile trades
- Hairdressing
- Hair and beauty consultant
- Sports/personal training
- Dance instruction
- Property valuer
Get a quote
You can get a quote via Zurich Online or Acturis. We’ve been given a five-star rating for both in the Insurance Times eTrading Star Ratings report.
If you don't have an account and would like to trade with us:
If you have an account with us already, just log in to get a quote.
Why choose our Tradespeople and Homeworkers product?
A claims service your clients can depend on
- We have specialist in-house teams, including claims inspectors who can respond rapidly with expert advice and hands-on practical support
- Our expert panel of legal advisers can even provide advice pre-litigation
- Our in-house rehabilitation team of qualified nurses and allied health professionals can offer immediate support to injured employees
- With Zurich Support Services, your clients will have access to a free and confidential health and wellbeing service, offering support ranging from counselling to debt management. Access to Zurich Support Services is not part of an insurance contract with Zurich, and we reserve the right to withdraw access at any time without notice
We make things easier
- Zurich Risk Advisor
- A risk management advice line
- Commercial legal assistance provided by ARAG (including legal, tax and business advice)
- An online law guide and document-drafting, provided by ARAG
- No matter how you get in touch, live chat, phone, or email, you’ll always speak to one of our expert SME underwriters. Not a bot.
Make a claim
Property and liability claims can be made online or over the phone. Find out more about the process for each claim type.
Property claims
Find out how to make a property claim or access further guidance about the claims process.
Liability claims
Read our liability claims guidance or find out how to submit a liability claim.
Zurich Resilience Solutions
With a dedicated team of risk management specialists, Zurich Resilience Solutions can provide organisations large and small with practical tools, expert advice and tailored support to manage and mitigate risk.
Its suite of risk management services can be purchased independently, your clients do not need to have an insurance contract with Zurich.
Working with Zurich
Club Blue
We're committed to forging strong partnerships with our regional brokers. Zurich Club Blue members benefit from a range of support focused on three core pillars: ease of trading, professional development, and future-proofing.
Delegated authority
If you’ve got a scheme opportunity, find out about the support we can offer as a delegated authority partner and how to register your interest.
Resilience risk review for your business
Our business resilience risk review is designed to help identify, assess and manage risks that could impact the continuity and resilience of your business operations as a broker.