This adaptable product is designed specifically for businesses with up to 15 employees and with a turnover of less than £1,500,000.

Our appetite includes:

• Builders
• Plasterers
• Carpenters and Joiners
• Electrical Contractors
• Landscape Gardeners
• Professional Trades
• Consultants
• Caterers
• Hairdressers
• Beauticians

Public and products liability cover is insured as standard, with a number of optional covers to tailor the product to suit the needs of the trade or profession.

We’ve got all the covers you’d expect but the following is where our policy really excels:

• Public and product liability cover has £2,000,000 limit of indemnity as standard with the flexibility to increase up to £10,000,000 if required.
• Our public and products liability cover includes environmental clean-up costs of up to £1,000,000.
• Our public and products liability cover includes a Data Protection Act (incl. General Data Protection Regulation) extension with a limit of up to £1,000,000 for legal costs and expenses.
• Our optional Personal Accident cover will provide financial help up to a maximum of £120,000 for any one insured person if they were to suffer a serious accident or injury at work.
• Our optional Contractors ‘all risks’ cover is available with optional covers including contract works, owned plant, hired in plant and tools cover .
• Optional business contents cover can provide up to £10,000 for office and business equipment and up to £15,000 for business stock.