• Trades
• Professions
• Skilled Workers

We've got all the standard covers you'd expect but here's where our covers really excel:

• Should your business be legally liable for personal injury to a third party or damage to third party property as a result of your business activities or a product you have supplied, we provide cover up to £2million as standard with the flexibility to increase up to £10million if required
• Should you cause any accidental pollution or contamination we provide environmental clean-up costs up to £1million as standard
• If an insured loss does occur to your business we will cover the legal expenses, up to a maximum of £100,000
• If you are liable to pay compensation due to any act of libel or slander, we will pay your costs up to a maximum of £250,000
• If you suffer a serious accident or injury at work, our optional personal accident cover will provide financial help up to a maximum of £120,000 for any one insured person
• Contractors "all risks" cover is available for selected trades with optional covers including contract works, owned plant and hired in plant
• We provide further flexible covers including professional indemnity (and electrical wiring certification for appropriate trades), employers’ liability, specified and unspecified items "all risks", terrorism and business travel insurance under the same policy