Trades and Professions

Cover everything from employees to property

  • Appetite

    This adaptable product is designed specifically for businesses with up to 15 employees and with a turnover of less than £1,500,000.

    Our appetite includes:

    • Builders
    • Plasterers
    • Carpenters and Joiners
    • Electrical Contractors
    • Landscape Gardeners
    • Professional Trades
    • Consultants
    • Caterers
    • Hairdressers
    • Beauticians
  • Highlights

    Public and products liability cover is insured as standard, with a number of optional covers to tailor the product to suit the needs of the trade or profession.

  • Key product benefits

    We’ve got all the covers you’d expect but the following is where our policy really excels:

    • Public and product liability cover has £2,000,000 limit of indemnity as standard with the flexibility to increase up to £10,000,000 if required.
    • Our public and products liability cover includes environmental clean-up costs of up to £1,000,000.
    • Our public and products liability cover includes a Data Protection Act (incl. General Data Protection Regulation) extension with a limit of up to £1,000,000 for legal costs and expenses.
    • Our optional Personal Accident cover will provide financial help up to a maximum of £120,000 for any one insured person if they were to suffer a serious accident or injury at work.
    • Our optional Contractors ‘all risks’ cover is available with optional covers including contract works, owned plant, hired in plant and tools cover .
    • Optional business contents cover can provide up to £10,000 for office and business equipment and up to £15,000 for business stock.
  • Documents