Zurich Private Clients - Home
What is the purpose of this product?
This product is designed to provide customers with comprehensive financial protection for the buildings and contents of their home, as well as personal possessions, valuables, fine art and antiques.
What is the target market?
This product is suitable for customers who:
- Have established wealth with assets that meet our minimum acceptance criteria
- Have a primary residence within the UK
- May have additional properties within Spain, Italy, Portugal, Ireland and France
- Require higher levels of cover to reflect the needs of high net worth customers, including art and jewellery
- Are aged 18 or over
What is the non-target market?
This product is not suitable for customers:
- With lower levels of wealth in property and possessions
- Who have a primary residence outside of the UK
- Looking to insure properties outside of the UK, France, Ireland, Portugal, Italy, and Spain
- Over the age of 75 looking to use the travel cover outside of Europe
- Who don’t ensure that their property is in a good state of repair
- Who are not 18 or over
- Who require short term non-renewable cover
- Who have any unspent criminal convictions or any pending prosecutions
- Who have ever had insurance refused, cancelled, or offered with terms imposed
How is the product distributed?
This product is distributed by Brokers.
Does the product demonstrate fair value?
The outcome of the Fair Value Assessment confirms that this product is considered to provide fair value to customers for a foreseeable period of time. The Fair Value Assessment is valid until 31/08/2026.