Zurich’s insurance for Charities and Not-for-profits explained: Video Series
05/11/2025
Getting Insurance for your Not-for-Profit Organisation
As a manager, treasurer or trustee of a charity or not-for-profit organisation, arranging your insurance might be one of those jobs at the end of a very long to-do list. Our insurance covers are designed to make it easy to find the cover you need.
Whether you’re just setting up your organisation or have been running for a while, we can help get the right cover for your group.
Over 17,000 not-for-profit customers have chosen to insure with us. With feedback from our customers regularly high, we’ve been awarded the Platinum Trusted Service Award by independent reviews platform Feefo.
Below is a brief summary of popular lines of insurance that Charities or Not-for-Profit organisations often ask about.
Public Liability Insurance
If your organisation works with the public (e.g. members, volunteers, service users, other organisations etc.) you could consider buying Public Liability insurance.
Our Public Liability page gives a summary of what the cover is and what it covers your charity or not-for-profit for. It also answers the following frequently asked questions:
- Are volunteers covered under Public Liability Insurance?
- What level of Public Liability cover does Zurich offer?
- How much Public Liability cover should an organisation have?
- Are events covered under Public Liability Insurance?
- Are products sold covered under Public Liability Insurance?
- Is injury or damage caused by property covered?
- Ready to find out more? Visit our Public Liability page.
Employers’ Liability Insurance
If you have employees (paid members of staff) it’s a legal requirement to have Employers’ Liability cover in place.
Our Employers’ Liability video explains what the cover is and what it covers your charity or not-for-profit for. It also covers the following:
- What level of Employer’s Liability insurance does Zurich offer?
- How much Employers’ Liability insurance should an organisation have?
- If an organisation has volunteers, is Employers Liability needed?
- Ready to find out more? Visit our Employers’ Liability page.
Personal Accident Cover
Personal Accident cover is something to consider alongside Public Liability.
Our Personal Accident video will discuss what the cover is and how it covers your charity or not-for-profit for. It also cover the following frequently asked questions:
- What’s the difference between Personal Accident cover and Public Liability cover?
- When would an organisation need Personal Accident cover?
- What level of Personal Accident cover do you provide?
- How much Personal Accident cover should an organisation have?
- Ready to find out more? Visit our Personal Accident page.
Directors’ & Officers’ (Trustee Indemnity) Cover
Directors’ & Officers’ (Trustee Indemnity) cover may help organisations attract and retain trustees, as without cover, trustees’ personal assets could be at risk.
Our Directors’ & Officers’ (Trustee Indemnity) video gives a summary of what the cover is and how it helps protect your charity’s or not-for-profit’s key decision makers. Specifically, it answers the following frequently asked questions:
- Why should our not-for-profit have Directors’ and Officers’ cover?
- How much cover is need?
- Ready to find out more? Visit our Protecting your Trustees page.
Buildings and Contents Insurance
If your organisation owns property, such as buildings and or contents, you may want to insure it against damage from risks such as theft, fire, flood or malicious damage.
Our Buildings and Contents video gives a summary of what the cover is and what it covers your charity or not-for-profit for. It also answers the following frequently asked questions:
- How much cover is needed for our buildings and contents?
- Are personal belongings covered?
- If equipment is lent out to service users, is it covered?
- Is equipment covered for theft?
- Ready to find out more? Visit our Buildings and Contents page.
Other lines of cover
As well as the lines of cover above, we offer a range of other insurances for not-for-profits and charities. Find out more below:
- Business Travel
- Engineering
- Fidelity Guarantee/Crime
- Hirers’ Liability
- Legal Expenses
- Libel and Slander
- Money
- Motor
- Professional Indemnity (Professional Negligence)
The full terms and conditions of all of our lines of cover can be found on the Policy Document on the help and support page of our website.
To get an insurance quote for your not-for-profit organisation visit our website.
