Zurich UK enhances SME eTrade Commercial Combined offering
For further information, please contact:
Jasmine Cutajar, PR Manager at Zurich UK
jasmine.cutajar @uk.zurich.com
07483 518594
26 May 2026
Zurich becomes the first insurer to enable a module core cover approach within this product structure on Acturis.
Zurich UK today announces further enhancements to its SME eTrade Commercial Combined offering on Acturis. These enhancements will make it simpler and more flexible for brokers to trade on both Acturis and Zurich Online.
Following its launch on Zurich Online in 2019, Zurich has responded to broker feedback and become the first insurer to enable a modular core cover approach on Acturis. This introduces increased flexibility to meet customer needs broadening Zurich’s underwriting appetite with dynamic underwriting acceptance providing up to 15 covers under one policy.
For brokers, this means that they can now build policies from several different core covers, tailoring protection more closely to their customer needs without having to structure policies to unlock additional sections of cover. Through this approach, trades will be assessed based on the cover requested by the broker, making around 200 additional trades available for brokers to select from.
Nikki Lidster, Head of SME Trading at Zurich UK comments: “The enhancements made to our SME eTrade Commercial Combined (CCI) offering are all about giving brokers more control and flexibility on how they trade with us, on whatever platform they choose to do so, whilst making sure that the trading experience is as simple and efficient as possible for brokers to access the right cover for their clients.”
As part of the service enhancement, improvements to the user journey have also been streamlined. This means that quotes are now available without the need of declared a premise, helping brokers move faster from quote to bind.
Lidster continues: “For us, it was crucial to design a policy that our brokers could easily modify and work flexibly to meet the needs of their clients whilst not increasing the operational burden for our broker partners. By assessing risk at cover level and removing unnecessary friction from the user journey, we’re continuing to deliver on expanding our underwriting appetite whilst making it easier for brokers to place policies with confidence - knowing that their client needs are met.”