Zurich launches Group Critical Illness cover

Our flexible proposition has been developed to meet an increasing customer need as we believe the changing health environment is making Group Critical Illness a necessity rather than a ‘nice to have’ product.

In response to market feedback our Group Critical Illness proposition has been designed to give employers the option to match or enhance their existing benefits design. We understand that some customers will have cost challenges, so we haven't just defaulted to higher benefit limits.

We're excited to enter the group critical illness market and are confident that our proposition will provide further support for your clients and their employees.

Here's an overview of what's included and the additional options available:

• Currently only available to schemes with a minimum of 10 lives.
• We offer a maximum benefit of up to £500,000.
• Cover can be provided for a spouse or partner for up to £500,000 (limited to the member's benefit).
• Child benefit providing 25% of the members benefit.
• Flexible maximum benefits with the ability to choose between £25k or £50K child benefit and £250k, £375k and £500k for the spouse or partner cover.
• Total Permanent Disability cover can be provided on any of the following definitions: Own Occupation, Suited Occupation or Activities of Daily Living.
• Standard critical illnesses providing cover for 15 defined illnesses and surgeries, including heart attack, cancer and stroke.
• Additional critical illnesses providing cover for an extra 27 illnesses and surgeries.
• Automatically includes child critical illnesses providing cover for 11 specific child illnesses and surgeries, including child intensive care cover.
• Cancer Drug Fund cover can be provided up to a total of £100,000 worth of drugs.
• Ask ahead service. Contact our team by email or phone to ask any questions before making a claim.
• Critical Illness Support service provided by our in-house clinical team, who’ll be available to provide ongoing practical and emotional support over the phone for up to 2 years.
• Access to a wide range of additional support and services including EAP and virtual GP and Second Medical Opinion services.

Please note, our Group Critical Illness cover is not currently available through the Zurich Access Portal.

To find out more, please visit our website:

• Group Critical Illness