Travel Policy Benefits

Policy limits and excess are per person per claim except for personal liability where they apply per policy.

No excess applies to personal accident.

Compare key benefits (please see policy benefits for full details) Basic Standard Extra
Baggage delay X £100 £300
Baggage single article limit £150 £250 £350
Baggage valuables limit £200 £300 £500
Business travel cover X Optional Optional
Catastrophe, natural disaster and airspace closure
Accommodation & expenses
Cancellation or cutting short a trip
Missed departure / missed connection
X
X
X
£500
£5,000
£500 / £250
£1,000
£7,500
£1,000 / £500
Cruise cover X Optional Optional
Excess £100 £100 £50
Excess loss of deposit (cancellation and cutting short a trip) £25 £25 £25
Golf cover X Optional Optional
Hijack X £500 £1,000
Legal expenses and advice £25,000 £25,000 £50,000
Loss of passport, driving licence or travel documents £250 £250 £500
Loss or damage of baggage £1,000 £1,500 £2,500
Loss or theft of personal money - including money cards, traveller's cheques, tickets or vouchers
(inner limit for cash - age under 15 / age 16 & over)
£200
(£50 / £100)
£500
(£100 / £300)
£500
(£100 / £300)
Maximum total days outside UK - Annual multi-trip 183 183 183
Maximum traveller age

74

74 74
Maximum trip duration - Annual multi-trip (days) 45 45 62
Maximum trip duration - Single trip (days)

90

90 90
Maximum winter sports participant age n/a 64 64
Missed connection X £250 £500
Missed departure £100 £500 £1,000
Personal accident
Permanent total disablement - age under 69 / age 70 & over
Death - age under 15 / age 16 & over 
£10,000 / £5,000
£1,000 / £5,000
£25,000 / £12,500
£1,000 / £15,000
£50,000 / £25,000
£1,000 / £30,000
Personal liability £1,000,000 £2,000,000 £2,000,000
Emergency medical expenses £2,000,000 £5,000,000 £10,000,000
Hospital cash/confinement benefit £500 (£10 per day) £1,000 (£20 per day) £15,00 (£30 per day)
Cancellation and cutting short a trip £1,000 £5,000 £7,500
Travel delay X £300 £500
Winter sports cover X Optional Optional