Travel cover comparison table

Cover Basic  Standard Extra
Excess £100 £75 £50
Emergency medical assistance and expenses
£10,000,000 £10,000,000 £10,000,000
Hospital benefit
£500 (£10 per 24 hours) £1,000 (£20 per 24 hours) £1,500 (£30 per 24 hours)
Dental treatment
£250 £500 £750

Personal accident

Death - age 16 and over
£5,000 £15,000 £30,000
Loss of limbs/sight - age 69 and under
£10,000 £25,000 £50,000
Loss of limbs/sight - age 70 and over
£5,000 £12,500 £25,000
Permanent total disablement - age 69 and under
£10,000 £25,000 £50,000
Permanent total disablement - age 70 and over
£5,000 £12,500 £25,000
Loss, theft or damage to baggage £1,000 £1,500 £2,500
Baggage - single article limit
£150 £250 £350
Baggage - valuables limit
£200 £300 £500
Cancellation and cutting short a trip £1,000 £5,000 £7,500
Excursions
£50 £100 £250
Travel delay X £300 (£20 for the first 12 hours and £10 for each subsequent 12 hours) £500 ((£40 for the first 12 hours and £20 for each subsequent 12 hours)
Missed departure £100 £500 £1,000
Missed connection
X £250 £500
Loss, theft or damage of passport, driving licence or travel documents £250 £250 £500
Loss, theft or damage of personal money ( including pre-paid currency cards and traveller's cheques) £200 £500 £500
Cash limit - age 16 and over
£100 £300 £300
Cash limit - age 15 and under
£50 £100 £100
Personal liability
£1,000,000 £2,000,000 £2,000,000
Legal expenses and advice £25,000 £25,000 £50,000
Baggage delay X £100 £300
Hijack X £500 (£25 per 24 hours) £1,000 (£50 per 24 hours)
Change in health £1,000 £5,000 £7,500
Scheduled airline failure X £3,000 £4,000

Catastrophe, natural disaster and airspace closure

Additional accommodation and/or transport costs X X £1,000
Cancellation and cutting short a trip X X £7,500
Missed departure/missed connection
X X £1,000/£500
End supplier failure X X £3,500
Excursions
X X £250
Winter sports X Optional Optional
Golf X Optional Optional
Cruise X Optional Optional
Business X Optional Optional

Trip duration - maximum number of days each trip

Single trip

Up to age 70
90 90 90
Age 71 and over
31 31 31

Annual multi-trip

Up to age 70
45 45 62
Age 71 and over
31 31 31
Winter sport optional cover X 22 31