Travel cover comparison table

Cover Basic  Standard Extra

Excess

£100 £75 £50

Emergency medical assistance and expenses

£10,000,000 £10,000,000 £10,000,000

Hospital benefit

£500 (£10 per 24 hours) £1,000 (£20 per 24 hours) £1,500 (£30 per 24 hours)

Dental treatment

£250 £500 £750

Personal accident

Death - age 16 and over

£5,000 £15,000 £30,000

Loss of limbs/sight - age 69 and under

£10,000 £25,000 £50,000

Loss of limbs/sight - age 70 and over

£5,000 £12,500 £25,000

Permanent total disablement - age 69 and under

£10,000 £25,000 £50,000

Permanent total disablement - age 70 and over

£5,000 £12,500 £25,000

Loss, theft or damage to baggage

£1,000 £1,500 £2,500

Baggage - single article limit

£150 £250 £350

Baggage - valuables limit

£200 £300 £500

Cancellation and cutting short a trip

£1,000 £5,000 £7,500

Excursions

£50 £100 £250

Travel delay

X £300 (£20 for the first 12 hours and £10 for each subsequent 12 hours) £500 (£40 for the first 12 hours and £20 for each subsequent 12 hours)

Missed departure

£100 £500 £1,000

Missed connection

X £250 £500

Loss, theft or damage of passport, driving licence or travel documents

£250 £250 £500

Loss, theft or damage of personal money (including pre-paid currency cards and traveller's cheques)

£200 £500 £500

Cash limit - age 16 and over

£100 £300 £300

Cash limit - age 15 and under

£50 £100 £100

Personal liability

£1,000,000 £2,000,000 £2,000,000

Legal expenses and advice

£25,000 £25,000 £50,000

Baggage delay

X £100 £300

Hijack

X £500 (£25 per 24 hours) £1,000 (£50 per 24 hours)

Change in health

£1,000 £5,000 £7,500

Scheduled airline failure

X £3,000 £4,000

Catastrophe, natural disaster and airspace closure

Additional accommodation and/or transport costs

X X £1,000

Cancellation and cutting short a trip

X X £7,500

Missed departure/missed connection

X X £1,000/£500

End supplier failure

X X £3,500

Excursions

X X £250

Winter sports

X Optional Optional

Golf

X Optional Optional

Cruise

X Optional Optional

Business

X Optional Optional

Trip duration - maximum number of days each trip

Single trip

Up to age 70

90 90 90

Age 71 and over

31 31 31

Annual multi-trip

Up to age 70

45 45 62

Age 71 and over

31 31 31
Winter sport optional cover X 22 31