Transfer your pensions - you could save money

Three reasons why it can be a good idea:

Save money

Pension charges have dropped considerably in the last 10 years.

By transferring your old pensions to us, you could save money by paying lower charges - which means you could get more money back when you retire.

Take more control of your savings

Staying on top of your retirement savings could be a whole lot easier when you transfer.

You'll have everything in one place - one website, one statement, one plan to keep an eye on.

Plan your retirement more easily

Combining your pension pots can make it easier for you to choose the right retirement option when the time comes, whether retirement is far off on the horizon or just around the corner.

Things to be aware of

Bringing your retirement savings together into one Zurich plan may not be right for everyone.

  • There's no guarantee you will get a better income in retirement by transferring your old pension into your Zurich plan.
  • You could lose valuable benefits or guarantees you have with your old pension.
  • Your old pension may offer investments that better suit the amount and type of risk you want to take.
  • There's no guarantee you will pay lower charges by transferring or get a better investment performance.

Out of market

When you transfer your old pensions to Zurich they will not be invested for typically 3 to 7 days. This means your old pensions will not make investment losses or gains during this time.

This may or may not work in your favour.

Next steps

Speak to your financial adviser if you'd like to transfer your old pensions. They will be able to help you decide if transferring is right for you.

Find a Financial adviser

We can't give you advice but we can help you find a financial adviser. If you don't currently have a financial adviser, you can find one near by visiting and reading reviews of financial advisers by visiting

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Scamproof your savings

Pension scams are on the increase and the new pension freedoms give fraudsters fresh opportunities - don’t be a victim.