Public Finance Initiatives

Why choose Zurich Municipal for Public Finance Initiatives (PFI) insurance?

We’ve been an insurer for the Public Finance Initiatives (PFI) market since 2001 so we have a good understanding of the complex insurance and risk requirements for public finance initiatives.

PFI and equivalent infrastructure projects often present a complex mix of construction and operational risks, for example you might have adopted assets and/or assets scheduled for refurbishment or a new-build housing development could have phased completion dates across multiple locations. Cover interface problems can be eliminated by the use of our multi-year, multi-line insurance programme whether wholly underwritten by Zurich or led by Zurich and subscribed to by a panel of co-insurers. We underwrite operational risks in isolation or combined with construction cover if required.

We can provide tailored insurance to initiatives that incorporate a public service that is funded and operated through a partnership of government and private sector organisations. Our specialist policy wording incorporates financiers clauses and we have a preferred format that is widely accepted in the market.


Some of the additional benefits of Zurich Municipal's Public Finance Initiatives insurance also include:

Expert claims service

Our dedicated team of claims experts will manage your claim from start to finish helping minimise disruption following an incident.

Risk expertise

We’ll help identify potential risks and guide you through eliminating or reducing them.

Simple solutions

We aim to make it simple to identify, buy and use the insurance and risk management services you need.

Tailored insurance cover

We offer cover tailored to the needs of PFI.