Pensions roadmap

Picture your retirement options with our roadmap

Our roadmap gives you a snapshot of what each option provides – it doesn't give you the key risks associated with each option. These risks are important and you'll need to consider these alongside your personal circumstances.

Please read the 'Things to be aware of' for annuities, drawdown, cash lump sum and leave it for now.

You can choose to take an annuity (secure income), drawdown (flexible income), cash lump sum (take cash), a combination of these or finally leave it for now.

A lifelong,
regular income

More about annuities

A flexible income you
can change to match
your needs

More about drawdown

A cash lump sum

More about taking cash

Or leave it for now and decide later

Pension wise

Free, impartial, government service

Pension wise
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How much money might I need?

Start building a picture of how much income you might need each month with our easy-to-use interactive calculator.

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