Discounts apply to Life Protection plans taken out directly with Zurich Assurance Ltd, (“Zurich”), the Grange, Bishops Cleeve, Cheltenham, GL52 8XX through the website up to and including 1 October 2019.
Discounts are only available to Zurich Employees, family members of Zurich Employees and Zurich retirees taking pension benefits from ZPen.
The discount is only available using the promotion code ‘zstaff01’ whilst creating a life insurance quote online at www.zurich.co.uk.
Discounts are not available on plans taken out via telephone, price comparison/cash back websites or third parties including financial advisers/brokers without Zurich’s authorisation.
Discounts do not apply to anyone who has taken out a life insurance plan with Zurich within the last 12 months and then cancelled it.
Applications are subject to normal plan terms and conditions including Zurich’s underwriting criteria. Zurich reserves the right to decline any application for an insurance plan in accordance with its applicable business practices. In these cases, the customer will not be eligible to receive the discount.
Zurich reserves the right to withdraw the discount promotion or make changes to these terms and conditions in whole or in part where it reasonably considers it necessary to do so e.g. to notify of the withdrawal of the discount promotion, to change the scope of the promotion, or in the event of circumstances beyond its control. Reasonable advance notice of such changes will be given where possible.
No cash alternative is available in place of the discount.
For Level and Decreasing Protection plans the percentage discount available is dependent on the length of insurance and ranges between 17% and 28%. Details of the discount calculation are available on request.
For Increasing Protection plans the percentage discount available is dependent on the length of insurance and ranges between 19% and 31%. Details of the discount calculation are available on request.