Green Card FAQs

Introduction

If the UK leaves the EU without a Withdrawal Agreement in place, and in the absence of a specific agreement to the contrary, you will need to ensure you carry a physical Green Card while driving your vehicle in the European Economic Area (EEA) and some other countries (Andorra and Switzerland). A list of EEA countries is available here.

Green Cards are an international certificate of insurance issued by insurance providers in the UK, guaranteeing that the motorist has the necessary minimum motor insurance cover for driving in the country being travelled to.

Please note, the below FAQs are only applicable in the event of a No Deal Brexit.

How do my clients get a Green Card?

For now, a valid Certificate of Insurance will cover your clients driving in the EU area. Later this month (September), we’ll open our online Green Card portal, where you will be able to obtain a Green Card in case there is no deal when the UK leaves the EU.

What happens to my Green Card if I cancel my policy?

The Green Card will become invalid from the date of cancellation and you should destroy it.

Are these Q&As for personal lines motor policyholders, or commercial, or both?

Both

What vehicles need a Green Card?

Green Cards will be required for each individual vehicle and trailers over 750kgs or braked. Full instructions will be on the online portal once this has reopened later this month (September).

Can fleet operators have a blanket Green Card?

No. Unfortunately this isn’t possible as each individual vehicle and trailer will require a specific Green Card bearing the details of that vehicle or trailer.

How long will it take to get Green Cards

If you choose to print the Green Card(s) at home, we will email a PDF to you within two working days. Remember, you would require access to green paper to print a valid Green Card.

If you opt for the Green Card(s) to be posted to you it can take up to three weeks depending on demand.

Can Green cards be sent electronically?

Yes, but the recipient will need the ability to print on green paper as a single, double-sided document.

Can an annual green card be issued be issued for a vehicle that regularly drives into or through EU countries?  

Yes. The online application process allows users choose the Green Card start and end dates. They will not be able to generate a Green Card which falls outside of the start and end dates of their current policy period.

Can you confirm that the full scope of UK cover will be offered in each territory or any restrictions that you intend to impose?

The Green Card is evidence of the minimum motor liability cover provided by the policyholder’s policy. They should refer to their policy documents to confirm the full extent of policy cover for any of the territories they intend to visit.

How long will Green Cards be valid for?

If you request a Green Card to be posted to you then it will be valid for the period that you have requested.

Please note that the start and end dates for the Green Card must be during the customer’s current motor policy period. If the insurance is moved to a different provider at the end of the current period of cover, you will need to obtain a Green Card from the new provider.

How do fleet customers upload a large vehicle list to the portal? 

The bulk upload facility will allow registered users to upload a file containing details required for a Green Card for up to 200 separate vehicles or trailers. This process can be repeated if further Green Cards are required. The online portal, opening late September, will have full instructions.