Green Card FAQs

Introduction

If the UK leaves the EU without a Withdrawal Agreement in place, and in the absence of a specific agreement to the contrary, you will need to ensure you carry a physical Green Card while driving your vehicle in the European Economic Area (EEA) and some other countries (Andorra and Switzerland). A list of EEA countries is available here.

Green Cards are an international certificate of insurance issued by insurance providers in the UK, guaranteeing that the motorist has the necessary minimum motor insurance cover for driving in the country being travelled to.

Please note, the below FAQs are only applicable in the event of a No Deal Brexit.

How do my clients get a Green Card?

Our Online Application for Green Cards is now closed due to the delayed Brexit date of 31st October 2019. In the meantime a valid Certificate of Insurance will cover your clients driving in the EU area. In the event of a no-deal Brexit we will be reopening our portal later this year.

What happens to my Green Card if I cancel my policy?

The Green Card will become invalid from the date of cancellation and you should destroy it.

Are these Q&As for personal lines motor policyholders, or commercial, or both?

Both

Who needs a Green Card?

Green Cards will be required for each individual vehicle and trailers over 750kgs or braked. For commercial vehicles it is not necessary to list individual drivers. However, for company cars and personally owned or insured vehicles, it will be necessary to list all drivers who may drive for the period of the Green Card.

Can fleet operators have a blanket Green Card?

No. Unfortunately this isn’t possible as each individual vehicle and trailer will require a specific Green Card bearing the details of that vehicle or trailer.

How long will it take to get Green Cards

If you choose to print the Green Card(s) at home, a PDF will be emailed to you within 24 hours. If you opt for the Green Card(s) to be posted to you it can take up to three weeks depending on demand.

Can Green cards be sent electronically?

Yes, but the recipient will need access to green paper and the ability to print duplex.

Can an annual green card be issued where the frequency suggests that is a common- sense response?  

The user can choose the period of the Green Card start and end dates. They will not be able to generate a Green Card which falls outside of the start and end dates of their current policy period.

Can you confirm that the full scope of UK cover will be offered in each territory or any restrictions that you intend to impose?

The Green Card is evidence of the minimum motor liability cover provided by the policyholder’s policy. They should refer to their policy documents to confirm the full extent of policy cover for any of the territories they intend to visit.

How long will Green Cards be valid for?

If you request a Green Card to be posted to you then it will be valid for the period that you have requested.

Please note that the start date for your Green Card must be after the commencement date of your current motor policy and the end date cannot be later than your next renewal date.