Your simple, no nonsense, fund choice
We don’t like to overcomplicate things at Zurich. That’s why we’ve made investing as simple as possible for you by giving you the choice to invest in one of five funds from the Zurich Horizon Multi-Asset range – and you can also choose to hold cash.
The funds are designed to reflect a range of risk levels, so whatever your appetite for risk there is likely to be a fund to suit you.
All you need to do is choose a fund that matches how much risk you want to take with your money.
Zurich Horizon Multi-Asset funds - your simple approach to investing
- Choice of 5 funds each designed with a different level of risk.
- All of the funds aim to grow your investment over the medium to long term (5 or more years) whilst keeping it within their designated risk profile.
- Each fund invests in a mix of assets including equities, (also known as company shares), fixed interest securities or bonds, property and cash, all providing the potential for investment growth over the longer term.
- You choose a fund that reflects how much risk you want to take.
The funds and risk profiles
Take a look at all the funds and the risk profiles they align to. You’ll find key information about the funds on the Fund factsheets and the Key Investor Information Document (KIID). Regardless of which risk level you choose, there’s always a risk your investment could fall in value and you may get back less than you invest. As a general rule of thumb, the more risk you take, the greater the chance of this happening.
Zurich Horizon Multi-Asset Fund I
Risk profile: Cautious
Risk level: I
The ups and downs of the big waves aren't for you - you really don't want your money to rise and fall sharply in value. Slower and steadier is how you want to play it even if this means you're likely to get much lower returns. You accept there is still a risk of getting back less than you invest
Zurich Horizon Multi-Asset Fund II
You're not totally freaked out by the ups and downs of the big waves of investing. You're prepared to take moderate risks with your money and can ride a few ups and downs along the way but nothing too drastic. You accept you're likely to get lower returns but realise there's still a risk of getting back less than you invest.
Zurich Horizon Multi-Asset Fund III
Risk profile: Balanced
Risk level: III
It's all about taking a measured risk with your money when you jump in the sea. Your Yin and Yang approach means you're OK to ride along with the ups and downs of the big waves of investing. You know you have to take a measured risk to get a better chance of a good return but you also know you may get back less than you invest.
Zurich Horizon Multi-Asset Fund IV
Risk profile: Moderately Adventurous
You boldly swim out to those rollers shouting 'bring it on!' You're prepared to ride the big waves to see your money go up and down sharply in value over some periods as long as you've got a better chance of above average returns in the long run. You've got a greater chance of losing more of your money along the way or getting back less than you invest.
Zurich Horizon Multi-Asset Fund V
Risk level: V
You're super cool facing the ocean's fury and you'll ride out the significant ups and downs of investing if it means you could get a chance of superior returns in the long run. And you're OK with the much increased chance of losing more of your money along the way and getting back less than you invested.