Pension | What you need to know | Zurich Insurance


Office equipment outdoors

Working for Zurich gives you the opportunity to join ZCashBuilder, our company pension scheme. We currently pay 12% of your pensionable salary into your own personal retirement account and give you the opportunity to add to it.

View our ZCashBuilder Information Sheet to find out more about the current arrangements.

  ZCashBuilder Information Sheet

If you die while you are still working for a Zurich company, the current terms of our death in service benefit provides that the ZPen trustees will pay a lump sum of 4 times your pensionable salary. You can nominate who you would like to receive this benefit. The nomination is not binding on the trustees and they will consider your circumstances when you die and distribute the benefits as appropriately as possible.

Go to to register to use the Trustees secure website where you can manage your ZCashBuilder Investments, get illustrations of the pension benefits available and complete your nomination form.

This page summarises the ZCashBuilder and death benefits structure currently available to you. All details of the Zurich Financial Services UK Pension Scheme and associated benefits will be documented in due course by the Zurich Pension Scheme Trustee in the trust deed and rules. These will take precedence over the descriptions on this page. The Members’ Guide, available on, provides a fuller summary of scheme details.

Your rights to benefits under the scheme arise from the formal trust deed and rules and any contract between Zurich and you. Nothing on this page overrides the trust deed and rules or any such contract.

The company reserves the right to amend or discontinue the scheme. All amendments require trustee consent. Prior consultations will be undertaken with affected members when required by statute.

Contact us

Zurich Recruitment Team

01793 406055


HR Services

0845 300 2933
0808 238 3515 (Fax)

Talent, Learning and Development

0845 300 2933



0845 300 2933