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Flexible Benefits summary

Contact us

Zurich Recruitment Team

01793 406055

HR Services

0800 3020 9056

Talent, Learning and Development

0800 3020 9056
01624 691554 (IoM)


0800 3020 9056

Zurich’s Benefits scheme gives you the opportunity to exchange part of your salary for a range of benefits. The scheme offers a variety of options, allowing you to tailor your reward package to meet the needs of your lifestyle.

Here’s a quick guide to the benefits on offer:

  • Pensions - Saving extra for retirement

    Saving for your retirement is really important, helping you make sure you have the income that will help you to enjoy life after work. As a new employee, you’ll automatically contribute 5% of your salary to your pension through Flexible Benefits. You can change this level of contribution when you first join Zurich, or during the annual Flexible Benefits enrolment period. Outside of Flexible Benefits, you can also add to your retirement savings by making regular or ad hoc Additional Personal Contributions (APCs).

  • Dental Care

    A Dental Care plan can help you manage the cost of routine visits to your dentist and unexpected treatment costs. Four different plans are available (including an option reimbursing NHS charges) so you can tailor your cover to personal need and budget. Each plan allows you to use the dentist of your choice, NHS or private.

  • Health Cash Plan
    The Health Cash Plan, provided by the Hospital Saturday Fund (HSF) reimburses amounts towards medical expenses such as dental check-ups, dental treatment, sight tests, glasses, contact lenses, laser eye surgery, visits to a chiropodist, physiotherapist or osteopath. Your partner and any children can be included within your cover at no extra cost and contributions remain the same regardless of your age and how many claims you make.
  • Health Screening

    Health Screening can play an important part in the prevention and early detection of disease and illness. Request and attend a screening and you’ll receive a personal medical report that contains a full review of all the clinical findings, test results, conclusions and recommendations on how best to improve and maintain your health. You then have the option to decide whether you would like to proceed with further tests as a result of the recommendations offered. Health Screening is provided by Nuffield Hospitals (nationwide).

  • Private Healthcare
    This benefit, administered by Bupa, enables you and your family to receive prompt access to private medical diagnosis and treatment, without having to face a hefty bill. You and your family can request to join the scheme no matter your level of health and fitness as there are no exclusions for pre-existing conditions, pre-joining underwriting or scheme excess, should you need to make a claim. Chronic and long term medical conditions are not covered, except for acute episodes.
  • PSA Prostate Screening
    A personalised ProstateCheck programme, information about the pros and cons of prostate testing and early detection can be found on the website:, followed by an online symptomatic score and prostate cancer risk assessment based on lifestyle, symptoms and family history, followed by a blood test. Within 21 days from the appointment you will receive the result letter and personalised early detection programme. ProstateCheck does not include treatment, but referral to your GP if considered high risk.
  • Skin Screening
    Skin Screening provides an opportunity to detect skin health issues in their early stages. Your personalised skin screening programme will comprise an online risk assessment, consultation with a skin specialist nurse, including full body skin examination and education in early detection and skin protection.
  • Bowel Screening
    A unique service for men and women over the age of 45 that can be carried out in the comfort of your own home comprising: An online sign up which includes: symptom score: Family history: Lifestyle questions: A hygienic home collection kit using immunohistochemistry technology. BowelCheck tests for signs of blood in your stools as this can be a symptom of bowel cancer. Within 5 days of returning the collection bottle you will receive your results letter. BowelCheck itself does not include treatment, but referral to your GP if the result is abnormal.
  • Gynaecology Screening

    An opportunity for all women over the age of 25 years to detect cervical health issues in their early stages. A comfortable home collection kit is sent to you so you can perform the sample collection when you want. Within 10 days of returning the sample you will receive your results letter. GynaeCheck itself does not include treatment, but referral to your GP if the result is abnormal.

  • Lung Screening
    An opportunity for men and women over the age of 45 to detect lung health issues in their early stages. A symptomatic score and lung cancer risk assessment test based on: Lifestyle: Symptoms: Family history. A unique blood test which is more likely to identify lung cancer. If the test result is abnormal you will be offered a free CT scan and consultation with a respiratory consultant. Within 4-6 weeks of the appointment, you will receive your results letter. If your assessment results show that you are considered at high risk you will be referred to a NHS thoracic consultant for further investigation. 
  • Car Parking

    This benefits enables you to spread the cost of your car parking, at a discounted rate, throughout the year.

    Available at 3 locations – Birmingham, Croydon and Swindon.

    Birmingham location – subsided limited spaces are available at 132 Hagley Road. If you flex for this option you will be notified if you have been allocated a space. You can choose car sharing with up to an additional 4 employees and share the cost.

    Croydon location – parking at NCP Whitgift Centre.

    Swindon location – parking at Borough of Swindon long stay car park, Whalebridge or Sheppard Street car park. If you choose to car share you will have to park in Sheppard Street.

    Car Parking for all locations is Monday to Friday only.

    In Swindon and Birmingham locations, share your journey to work with a colleague and save even more.

  • Cycle2work
    Choose any bicycle and related safety equipment you like from Halfords (up to £1,000). Your annual salary is adjusted by the amount you’ve requested, spread over 12 months, and your tax and National Insurance liability will reduce by at least 30% of the requested value. You have to use the bike as part of your journey to work (e.g. you cycle from home to work or to the rail or bus station and continue your journey from there).
  • Holidays

    The Benefits Scheme offers you the chance to request more or less holiday, giving you the flexibility to go on that special trip, or to exchange holiday you don’t need for more in your pay packet. If you request more holiday, you’ll have less salary, and therefore also pay less tax and National Insurance. If you request less holiday, you’ll have more salary which will be subject to tax and National Insurance. You can swap as much holiday as you want, as long as you take between 20-45 days per year in addition to the normal Bank Holidays. This is pro-rated if you work part-time.

  • Gadget Insurance

    We all rely on technology. It keeps us connected and generally makes life easier. But if your favourite gadget gets lost or broken – life can become a whole lot harder. Not to mention the cost of repairs or replacements. So gadget insurance does exactly what it says it does – gives you peace of mind that should anything happen, your gadget will be repaired or replaced, and with only £25 excess to pay.

  • Gym Membership

    We can offer discounted rates of up to 40% at over 3000 UK gyms, the scheme includes national chains, local leisure centres, boot camps, yoga studios and many more. And the great news is that the discount applies whether you’re an existing member or a new joiner.

  • Spree Card

    The Spree Card is an easy to use, pre paid ‘chip and Pin’ Visa Card. It can be used at any participating retailer where you earn bonus credits of between 3.5 and 15%.

  • Tech Scheme

    This scheme enables you to purchase either Apple Products or a Currys PC World Voucher with the advantages of saving National Insurance and spreading the cost over 12 months interest free.

  • Virtual GP

    When you have a health concern, you want it sorted - quickly. For many of us, seeing a GP isn't as easy as we’d like. There can be delays getting an appointment and when you do, it’s often at a time that’s not very convenient.

    So, imagine if you had access to a GP 24 hours a day, 365 days of the year. Well, now you can - with our Virtual GP service. Talk to a GP, or see them via Skype, whenever and wherever you need - even when you’re abroad.

    This benefit will default as elected for you as an employee but you will have the option to opt out. You can also sacrifice a small amount of salary so that your family can benefit from this great service too.

  • Will Writing

    Just thinking about writing a will can feel uncomfortable and it’s no wonder so many of us put it off until later. But, whatever the future holds, if you have people, pets or assets you’d like looking after – making a will is really important.

  • Contacting HR Services


    Telephone:  0800 302 9056

    Post:  HR Services, Zurich, PO Box 1195, Swindon, SN1 1GH

Some small print

If you join Zurich before the end of November, you can request some of the Benefits for the remainder of the year , those available to you will be displayed on the benefits portal , all remaining benefits will only be available to request in an Annual Renewal Window and will be effective for the following calendar year.

Complete information on all the benefits can be found on ZNET or in the Benefit portal.

You will be sent your log on details and password to log on to the benefits website.

In the meantime if you require any further information please contact HR Services as detailed on the left.