This depends on your personal circumstances. The statement is for information to help you make an informed decision about your retirement planning. Your plan gives you a guaranteed pension, and you can find out more about the basis of this guarantee either from your plan documents or the trustees. For example, the basis may include a spouse’s pension when you die. You don’t have to take the guaranteed pension – you will have other options that will be explained closer to retirement.
You may be in a position to take your pension now, in which case you should contact the trustees.