Investment Life Cover | Zurich

Zurich Investment Life Cover

Looking for reassurance that your loved ones will get back what you invested should you die within five years of starting your Zurich Portfolio?

Then the Zurich Investment Life Cover just could be the answer.

A Zurich Investment Life Cover plan might be right for you if you want to:

  • Protect the value of the money and any assets paid into your account(s) if you die before the end of the plan term.

  • Provide extra peace of mind if you’re investing in the stock market but worried about exposing your assets to the ups and downs of the stock market.

  • Add protection easily – there’s no underwriting and you won’t be asked to provide any medical evidence.

  • Make affordable payments - yearly plan costs are 0.1% of the plan cover amount.

  • Things to think about
    Zurich Investment Life Cover is not a renewable plan and only applies if you die during the five year plan term. The value of your Zurich Portfolio may go down at any time and therefore you may get back less than you invested.
  • Who can apply?

    To start this cover you need to:

    • be aged between 18 and 64 when the plan starts. If the plan is in joint names, these age restrictions apply to the youngest plan holder

    • be resident in the UK for tax purposes for the last six months

    • open a Zurich Portfolio and have one or more eligible accounts within your Zurich Portfolio

    • open a Zurich Cash Account (the plan charges will be deducted from this)

    • apply for a plan at the same time you start your Zurich Portfolio.
  • How it works
    Zurich Investment Life Cover pays out on any shortfall between the amount invested (less any withdrawals made, including adviser remuneration) in your Zurich Portfolio and its value should you die within five years of starting your Zurich Portfolio.
     
    This means your beneficiaries will get back what you invested if you die - reassuring if you have loved ones to look after.

Compare our saving and investment plans

Get a snapshot of the features available on our savings and investment plans

All of these products are only available through a financial adviser.

​Features Zurich Cash ISA Zurich Stocks and Shares ISA Zurich Investment Account Sterling Investment Bond
  Plan details Plan details Plan details Plan details
Suitable for short term saving (less than five years) Yes No No No
Suitable for medium to long term investment (5 years or more) No Yes Yes Yes
Gives access to your money  Yes Yes Yes Yes
No yearly limits on amounts you pay in No No Yes Yes
Offers the choice to invest in different asset types No Yes  Yes  Yes
No tax applied to growth Yes Yes No No
No tax applied to income Yes Yes No No
Available through Zurich Portfolio Yes Yes Yes No
Zurich Investment Life Cover available (accessed through Zurich Portfolio) No Yes Yes No

Find out more about the Zurich Portfolio and Zurich Investment Life Cover.

Tax information is based on 2015/16 tax rules which may change in the future and depends on your individual circumstances.

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