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These are deducted from the funds to pay for the day-to-day activities of managing each fund and are reflected in the unit price of the fund.
Fund expenses are not fixed as they change each day based on what the fund has bought or sold on a particular day.
An annual management charge is deducted from the fund every day before unit prices are calculated.
They could change in the future.
There may be an initial charge on some funds before we buy units. You'll find more information in your plan's key facts and terms and conditions.
On a day when you cash in your plan, more money may be moving out of the fund (or any of the funds it invests in) than into it.
In this case, some of the assets of the fund (or funds) will have to be sold and the value of your plan may be reduced to reflect the impact on the fund unit price of the costs and charges associated with the sale.
For details of the charges Zurich take for your plan take a look at your plan’s key facts and terms and conditions.
We have reviewed the charges that apply to our funds to ensure they are in line with the investment expenses we incur in managing them. Following the latest review, the charges on some funds have changed from 28 November 2016. We believe that our funds continue to offer good value to our customers. Click HERE to see a list of affected funds.
What this means to you: You don't need to take any action if you are invested in any of these funds, though you may want to take the opportunity to review your investments and fund selection. We aren't able to give you any financial advice so you may want to contact your financial adviser.
For full details of the funds available to you, and the charges that apply, please click HERE and scroll down to 'Funds available through Zurich'
Find out about our retirement planning fund range so you can invest in funds that align to your retirement goals.
Our Horizon fund range offers five risk-profiled multi-asset funds which you and your adviser can match to your attitude to risk and capacity for loss.
Get information about your with-profits funds and understand your choices.