Life insurance to cover my mortgage | Zurich

Life insurance to cover my mortgage

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Up to £100 in vouchers when you buy life insurance cover online


Use code "ZOFFERS". Vouchers are issued after the sixth payment.

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Dorothy was spot on when she clicked her red shoes, closed her eyes and chanted “There’s no place like home”. And you’ll want your loved ones to continue living in the family home no matter what happens in life.

But how would they make the mortgage payments if you were to die, be diagnosed with a critical illness, or become too ill to work?

We can help by providing life insurance to cover your mortgage, so if the worst happens, your family can keep their home.

Think about

Life insurance

Our life insurance pays out if you die within the term of the plan, providing a cash sum that can be used to help pay off the mortgage.

Critical illness cover

You should consider how you would cope financially if you were diagnosed with a critical illness.

Critical illness cover can provide you with a cash sum so you can concentrate on getting better rather than worrying about how to keep a roof over your head.

Plans you can buy from Zurich

You can take out life insurance and critical illness cover on a level term or decreasing term basis. Level insurance means the amount paid out would be the same, no matter when a valid claim is made. Decreasing insurance pays out less as time goes on, generally in line with how much you owe on your repayment mortgage.

Level Protection Plan

For the plan's features, aims and risks download the key facts.

 Level Protection Plan Key features document pdf (494 KB)
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Decreasing Mortgage Cover Plan

For the plan's features, aims and risks download the key facts.

 Decreasing Mortgage Cover Plan Key features document pdf (494 KB)
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Compare our life plans

Here’s a snapshot of the main features and benefits of each of our life insurance plans.

​Features Level Protection Plan Decreasing Mortgage Cover Plan Income Protection Plan Adaptable Life Plan
  Plan details Plan details
Plan details Plan details
Apply online Yes Yes  No
(apply through financial adviser)
Yes
Pays out when you die (1) Yes Yes  No Yes
Add critical illness cover (2) Yes  Yes No No
Includes terminal illness (3) Yes  Yes No Yes
Type of cover Stays the same or can increase Decreasing in line with mortgage Stays the same or can increase Stays the same or can increase
How long does cover last? Selected number of years Selected number of years Selected number of years Throughout lifetime
Access to counselling services (4)
Yes Yes Yes Yes

(1) Life insurance pays out if you die during the plan's term.

(2) You can add critical illness cover to your life insurance. Critical illness cover pays out if you are diagnosed with a critical illness as defined in your plan's key facts document.

(3) If you are diagnosed with a terminal illness during the plan's term and not expected to live for more than 12 months, your life insurance will pay out.

(4) We offer a range of confidential telephone based customer counselling services surrounding basic lifestyle events – such as legislative and taxation enquiries, family and work-related issues including relationship problems, financial difficulties, stress and anxiety, substance abuse and bereavement.

Find a financial adviser

We can't give you advice but we can help you find a financial adviser and give you some hints on how to prepare for your first visit:

 

Unbiased Logo

If you don't currently have a financial adviser, you can find one near you at: unbiased.co.uk


[Zurich is not responsible for the content of external websites]

 

Or you can read reviews of financial advisers at: vouchedfor.co.uk


[Zurich is not responsible for the content of external websites]

Life insurance to cover myself

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Life insurance for my family

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