Life insurance for my family | Zurich

Life insurance for my family

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Up to £100 in vouchers when you buy life insurance cover online


Use code "ZOFFERS". Vouchers are issued after the sixth payment.

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Being diagnosed with critical illness, being too ill to work or worse, dying, will have a severe effect on family life. There’s the obvious emotional consequences and there’s also the practical everyday issues like who will pay the bills and keep a roof over your loved ones heads.

It’s a lot to worry about but whilst we can’t help with the emotional impact of the unpredictable, we can help with the financial side.

With the right type and amount of life insurance, you can plan to keep your family's day-to-day as normal as possible when everything else is far from normal.

Think about

Life insurance

Our life insurance pays out if you die within the term of the plan, providing a cash sum that can be used to financially support your family.

Critical illness cover

You should consider how you and your family would cope financially if you were diagnosed with a critical illness.

Critical illness cover can provide you with a cash sum so you can concentrate on getting better rather than worrying about how to keep a roof over your head.

Plans you can buy from Zurich online

Buy life insurance and add critical illness to provide cover over a selected number of years from the following plans:

Buy life insurance to last your lifetime from the following plan:

Level Protection Plan

For the plan's features, aims and risks download the key facts.

 Level Protection Plan Key features document pdf (494 KB)
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Decreasing Mortgage Cover Plan

For the plan's features, aims and risks download the key facts.

 Decreasing Mortgage Cover Plan Key features document pdf (494 KB)
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Whole of Life Insurance - Adaptable Life Plan

For the plan's features, aims and risks download the key facts

 Adaptable Life Plan Key features document pdf (667 KB)

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Plans you can buy through an adviser

Income Protection plan

Our plan can help provide you with a regular income to replace some of your earnings if you can't work because of illness or injury, whether you're employed or self-employed.

It may also be right for you if you have a business where the loss of a key person, due to illness or injury, will affect your ability to generate income and profit.

For the plans features, aims and risks download the key facts.

 Income Protection Plan Key features document pdf (432 KB)

How to apply for Zurich Income Protection Plan

Speak to your financial adviser if you’d like to apply. Your adviser can help you decide whether this plan is right for you.

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Putting your life insurance into trust

When you put your life insurance in trust, you choose who receives the pay out. And when the time comes, they'll usually receive it quickly and in a tax-efficient way.

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Compare our life plans

Here’s a snapshot of the main features and benefits of each of our life insurance plans.

​Features Level Protection Plan Decreasing Mortgage Cover Plan Income Protection Plan Adaptable Life Plan
  Plan details Plan details Plan details Plan details
Apply online Yes Yes  No
(apply through financial adviser)
Yes
Pays out when you die (1) Yes Yes  No Yes
Add critical illness cover (2) Yes  Yes No No
Includes terminal illness (3) Yes  Yes No Yes
Type of cover Stays the same or can increase Decreasing in line with mortgage Stays the same or can increase Stays the same or can increase
How long does cover last? Selected number of years Selected number of years Selected number of years Throughout lifetime
Access to counselling services (4)
Yes Yes Yes Yes

(1) Life insurance pays out if you die during the plan's term.

(2) You can add critical illness cover to your life insurance. Critical illness cover pays out if you are diagnosed with a critical illness as defined in your plan's key facts document.

(3) If you are diagnosed with a terminal illness during the plan's term and not expected to live for more than 12 months, your life insurance will pay out.

(4) We offer a range of confidential telephone based customer counselling services surrounding basic lifestyle events – such as legislative and taxation enquiries, family and work-related issues including relationship problems, financial difficulties, stress and anxiety, substance abuse and bereavement.

Find a financial adviser

We can't give you advice but we can help you find a financial adviser and give you some hints on how to prepare for your first visit:

 

Unbiased Logo

If you don't currently have a financial adviser, you can find one near you at: unbiased.co.uk


[Zurich is not responsible for the content of external websites]

 

Or you can read reviews of financial advisers at: vouchedfor.co.uk


[Zurich is not responsible for the content of external websites]

Life insurance

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Life insurance to cover my mortgage

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